【多选题】
Which three traffic types are available services options when configuring a vmkernel port? (Choose three.)___
A. Provisioning Traffic
B. Virtual Volumes Traffic
C. vSphere Replication NFC Traffic
D. Virtual SAN Traffic
E. FCoE Traffic
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相关试题
【多选题】
An administrator logs into the vSphere Web Client, but is unable to see any hosts and clusters. Which two options could fix the problem? (Choose two.)___
A. Verify that the client web browser and vCenter Server are in the same broadcast domain.
B. Verify that the vCenter Server system is registered with the same Platform Services Controller as the vSphere Web Client.
C. Log in to the vCenter Server as a user within the Active
D. irectory domain.
【多选题】
Which three VLAN Tagging modes are available in vSphere 6.x? (Choose three.)___
A. External Switch Tagging
B. Private VLAN Tagging
C. Virtual Switch Tagging
D. VXLAN Tagging
E. Virtual Guest Tagging
【多选题】
Which two statements are true about VMFS5 datastores on ESXi 6.x? (Choose two.)___
A. Virtual Disk (VMDK) size can be larger than 2TB.
B. Datastore extent size can be larger than 2TB.
C. Only Physical Mode Raw
D. evice Map (Passthrough-RDM) can be larger than 2TB.
【多选题】
Which two statements are correct when turning off a Distributed Resource Scheduler (DRS) Cluster? (Choose two.)___
A. The resource pool hierarchy of the DRS cluster is maintained.
B. The resource pool hierarchy of the DRS cluster is removed.
C. The affinity settings of the
D. RS cluster are removed and not maintained when DRS is re-enabled.
【多选题】
An administrator is creating a new Virtual SAN cluster on a Layer 2 network. There is an existing Virtual SAN cluster on the same Layer 2 network. Which two actions would allow the new Virtual SAN cluster to coexist with the older cluster? (Choose two.)___
A. Change the default Multicast Address on the new Virtual SAN cluster.
B. Change the default Unicast Address on the new Virtual SAN Cluster.
C. Create a separate VLAN for each cluster.
D. Create an ARP Alias for the Virtual SAN VMkernel Network Adapter.
【多选题】
A vCenter Operations Manager 5.7 environment is upgraded to vRealize Operations. After the upgrade, the analytics services fail to start. Which three steps must be taken to resolve the problem? (Choose three.)___
A. Take the vRealize Operations cluster offline.
B. Delete the activity persistence files.
C. Bring the cluster back online.
D. Remove any unresponsive nodes.
E. Stop the CaSA service.
【多选题】
An organization has an ESXi 6.x host that contains two resource pools. The host is being relocated to a DRS cluster. What two actions can be taken to integrate the host into the cluster, and what would happen to the existing ESXi resource pool hierarchy as a result? (Choose two.)___
A. Place all of the host's virtual machines into the DRS cluster root resource pool. The resource pools present on the host will be deleted.
B. Create a resource pool for the ESXi host's virtual machines and resource pools. The resource pools present on the host will be deleted.
C. Place all of the host's virtual machines into the DRS cluster root resource pool. The resource pools present on the host will be preserved.
D. Create a resource pool for the
E. SXi host's virtual machines and resource pools. The resource pools present on the host will be preserved.
【多选题】
Which two parameters are required when adding an iSCSI target to an iSCSI Software Adapter using Dynamic Discovery? (Choose two.)___
A. The iSCSI device's IP Address or Fully Qualified Domain Name
B. The Port Number
C. The iSCSI device's iSCSI Qualified Name (IQN)
D. The Default Gateway IP Address
【多选题】
Which two SMTP Notification Event Details are specific to alarms triggered by events? (Choose two.)___
A. User Name
B. Summary
C. Old Status
D. Target
【多选题】
Which two High Availability ___ Cluster admission control policies can help avoid resource fragmentation? (Choose two.)(AC)
A. Define failover capacity by static number of hosts
B. Define failover capacity by reserving a percentage of the cluster resources
C. Use dedicated failover hosts
D. Use Virtual Machine Monitoring
【多选题】
An attempt to enable vSphere Fault Tolerance for a powered-on virtual machine fails. Which two scenarios would result in this failure? (Choose two.)___
A. The virtual machine has three vCPUs configured.
B. The host on which the virtual machine is running has insufficient memory resources.
C. The virtual machine has insufficient resources to accommodate full reservation plus the overhead memory.
D. VMware High Availability is enabled on the cluster of which this host is a member.
【多选题】
A vApp template recently added to a Content Library is not displayed. Which two actions could correct this problem? (Choose two.)___
A. Manually synchronize the library
B. Select the Download all library content immediately option
C. Select the Sync subscribed library option
D. Manually download the vApp template
【多选题】
What are three valid disk configurations for the vSphere Data Protection 6.x Appliance? (Choose three.)___
A. 500GB
B. 1TB
C. 1.5TB
D. 2TB
E. 4TB
【多选题】
Which three connection types are available when configuring a vSwitch in the vSphere Web Client? (Choose three.)___
A. VMkernel Network Adapter
B. Physical Network Adapter
C. Virtual Machine Port Group for a Standard Switch
D. vMotion Network Adapter
E. vSAN Network Adapter
【多选题】
Which three features can be enabled for a new host cluster? (Choose three.)___
A. Storage Distributed Resource Scheduling
B. High Availability
C. Fault Tolerance
D. Distributed Resource Scheduling
E. Virtual SAN
【多选题】
An administrator receives a report that no real time statistics are available for a virtual machine in the vCenter Server inventory. Which two statements indicate likely causes of the problem? (Choose two.)___
A. The virtual machine is powered off.
B. The host containing the virtual machine is disconnected from vCenter Server.
C. There is insufficient real time data to display the information.
D. The vCenter Server service is not running.
【多选题】
Your manager has given you a bash script that retrieves data for ESXi 6.x host configurations. This data needs to be collected right after the installation of a host and must be run directly on the host. Which two actions can be used to run this script on an ESXi host? (Choose two.)___
A. Connect to the host with Ruby vSphere Console and run the script from there.
B. Enable SSH access from the Direct Console User Interface.
C. Enable the ESXi Shell from the
D. irect Console User Interface.
【多选题】
Which two are true about the Risk badge in vRealize Operations? (Choose two.)___
A. The Risk badge indicates potential future problems that may degrade the performance of the system.
B. Risks may require attention in the near future.
C. The Risk badge indicates problems that are degrading performance of the system.
D. Risks require attention now to correct system performance problems.
【多选题】
vSphere Update Manager allows which two virtual machine attributes to be upgraded? (Choose two.)___
A. Virtual machine firewall policies for NSX.
B. Software Packages in the virtual machine.
C. Virtual machine Hardware Version.
D. VMware Tools Upgrade.
【多选题】
What are two benefits of using NFS 4.1 with vSphere 6.x as compared to NFS 3? (Choose two.)___
A. NFS 4.1 supports Kerberos Authentication
B. NFS 4.1 supports multipathing
C. NFS 4.1 supports IPv6
D. NFS 4.1 supports hardware acceleration
【多选题】
Which three statements are true regarding Fault Tolerance? (Choose three.)___
A. Applications need to be continuously available to users.
B. Applications without native clustering capabilities can be protected.
C. Custom clustering solutions are complicated to configure and maintain.
D. Applications that have 16 vCPUs are supported.
E. Prevents application crashes by analyzing the workload and correcting problems.
【多选题】
Which two statements are true regarding VMware vSphere Flash Read Cache (vFRC)? (Choose two.)___
A. Cache fills and cache evictions happen in the granularity of a cache block size.
B. vFRC caches data from both read and write I/Os, but write I/Os are always serviced by the underlying storage.
C. vFRC caches data from both read and write I/Os, but write I/Os are always serviced by the underlying cache data.
D. Cache fills and cache evictions happen in the granularity of the disk block size.
【多选题】
What are two possible causes of Storage Distributed Resource Scheduler (SDRS) being disabled on one or more virtual machine disks in a datastore cluster? (Choose two.)___
A. The virtual machine has vSphere Fault Tolerance disabled.
B. The virtual machine is a template.
C. The virtual machine swap file is on a shared datastore.
D. The disk is a CD-ROM/ISO file.
【多选题】
An administrator attempts to install vCenter Single Sign-On Server. The installer returns an error message indicating that the installation failed. Prior to the installation, all setup prerequisites were met. The administrator has generated a vCenter Server Single Sign-On support bundle. Which two files should the administrator analyze to determine the cause of the failure? (Choose two.)___
A. Server\utils\logs\imsTrace.log
B. Server\utils\logs\install.txt
C. %TEMP%\utils\logs\vminst.log
D. %TEMP%\vminst.log
【多选题】
An administrator is unable to remove an ESXi 6.x host from a vSphere Distributed Switch. What are two likely reasons for this issue? (Choose two.)___
A. Vmkernel interfaces on the switch are still in use.
B. VM Network port group adapters are connected to different switch.
C. Physical NICs are migrated to different switch.
D. VM Network adapters are connected to this switch.
【多选题】
Which two Identity Sources are available to add for vCenter Single Sign-On authentication? (Choose two.)___
A. LocalOS
B. OpenLDAP
C. NIS as an LDAP Server
D. VCMSDS
【多选题】
What are three goals of resource management within a cluster? (Choose three.)___
A. To prevent virtual machines from monopolizing resources and to guarantee predictable service rates.
B. To exploit undercommitted resources and overcommit with graceful degradation.
C. To provide solutions to potential problems that you might encounter when using vCenter Server.
D. To control the relative importance of virtual machines and provide flexible dynamic partitioning.
E. To provide additional network administration capabilities.
【多选题】
Which three actions can be taken as a result of executing the vSphere Update Manager 6.x scan and remediation wizards? (Choose three.)___
A. Install and upgrade software in virtual machines.
B. Upgrade the firmware on ESXi host devices.
C. Upgrade and Patch ESXi hosts.
D. Install and update third-party software on hosts.
E. Upgrade virtual machine hardware.
【多选题】
Which two statements are true about deploying and using vSphere Replication? (Choose two.)___
A. ESXi hosts managed by a single vCenter Server instance require a connection between the two vSphere Replication appliances.
B. Sites managed by different vCenter Server instances require a connection between the two vSphere Replication appliances.
C. Sites managed by different vCenter Server instances require the use of Site Recovery Manager and a connection between the two vSphere Replication appliances.
D. ESXi hosts managed by a single vCenter Server instance require a single vSphere Replication appliance.
【多选题】
An administrator is attempting to power on a virtual machine, but the task is hanging at 95%. What three scenarios best explain why this problem is happening? (Choose three.)___
A. A virtual machine question is currently being posed to the administrator.
B. Another task for the virtual machine or other component is already in progress.
C. The VMware High Availability cluster has insufficient resources to guarantee failover.
D. The host has lost access to the storage device containing the virtual machine files.
E. The host is under resource contention and unable to power on the virtual machine.
【多选题】
Which three features are not supported when using Fault Tolerance in vSphere 6.x? (Choose three.)___
A. Virtual Volumes (VVOLS)
B. Storage vMotion
C. Virtual Machine Component Protection
D. vMotion
E. vSphere Distributed Switches
【多选题】
Which two storage controller configurations can be used with Virtual SAN? (Choose two.)___
A. SAS controllers in Passthrough mode
B. SAS controllers in RAID0 mode
C. SAS controllers in RAID1 mode
D. SAS controllers in RAID10 mode
【多选题】
Which three are requirements when using vMotion to move a virtual machine across vCenter Server systems? (Choose three.)___
A. Both vCenter Servers must be using Enhanced Linked Mode.
B. Both vCenter Servers must be in the same Single Sign-On Domain.
C. Time must be synchronized.
D. Duplicate VM MAC addresses must be configured.
E. Both vCenter Servers must have High Availability enabled on source and destination clusters.
【多选题】
Which two components can be used when configuring Enhanced Linked Mode? (Choose two.)___
A. vCenter Server Appliance
B. vRealize Operations Manager
C. vSphere Management Appliance
D. vCenter Server for Windows
【多选题】
An organization has a number of virtual machines that would benefit from Fault Tolerance. These include: <A single vCPU Apache Server> < A dual vCPU vCenter Server> < A quad vCPU SQL Server> <An eight vCPU Hadoop Server>. Which two virtual machines can be configured to use VMware Fault Tolerance? (Choose two.)___
A. Apache Server
B. vCenter Server
C. SQL Server
D. Hadoop Server
【多选题】
Which two badges are major badges in vRealize Operations? (Choose two.)___
A. Risk
B. Efficency
C. Workload
D. Faults
【多选题】
An administrator is deploying multiple Windows 2003 Virtual Machines from the same template. What two steps should be taken to avoid network conflicts? (Choose two.)___
A. Customize the guest operating system.
B. Install VMware Tools into the new virtual machines.
C. Copy the Microsoft Sysprep tools onto the vCenter Server system.
D. Ensure the e1000 vmnic is selected for each new virtual machine.
【多选题】
Which three conditions would prevent Storage I/O Control from being enabled on a group of datastores? (Choose three.)___
A. The datastores planned for the solution are used by different vSphere clusters.
B. A datastore planned for the solution is configured as a Raw Device Mapping file.
C. A datastore planned for the solution has three extents.
D. A datastore planned for the solution is configured as NFS.
E. The organization has an Enterprise license.
【多选题】
Which two actions are prerequisites to adding ESXi 6.x hosts to a vSphere Distributed Switch? (Choose two.)___
A. Verify that there is at least one Distributed Port Group on the Distributed Switch.
B. Verify that the Distributed Port Group have active uplinks configured in its teaming and failover policy.
C. Verify that the
D. istributed Switch has been configured with a Network Profile.
【多选题】
An organization has configured Distributed Power Management (DPM) on a vSphere 6 cluster. The organization wants to be alerted when an ESXi host has been powered down by DPM. Which two options represent the type and name of the alarm that would accomplish this? (Choose two.)___
A. DrsEnteringStandbyModeEvent
B. DrsEnteredStandbyModeEvent
C. Event-based
D. Condition-based
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按照《中国银监会 国家林业局关于林权抵押贷款的实施意见》规定,林权抵押贷款主要满足______。___
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D. 薪炭林
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根据《商业银行授信工作尽职指引》,商业银行应对第二还款来源进行分析评价,确认保证人的保证主体资格和代偿能力,以及抵押、质押的_________
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根据《商业银行授信工作尽职指引》,商业银行不得对以下用途的业务进行授信 _________
A. 国家明令禁止的产品或项目
B. 违反国家有关规定从事股本权益性投资,以授信作为注册资本金、注册验资和增资扩股
C. 违反国家有关规定从事股票、期货、金融衍生产品等投资
D. 其他违反国家法律法规和政策的项目
【多选题】
根据《商业银行授信工作尽职指引》,客户未按国家规定取得以下______ 等有效批准文件之一的,或虽然取得,但属于化整为零、越权或变相越权和超授权批准的,商业银行不得提供授信。___
A. 项目批准文件
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C. 土地批准文件
D. 其他按国家规定需具备的批准文件
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根据《商业银行授信工作尽职指引》,商业银行授信实施后,应对所有可能影响还款的因素进行持续监测,并形成书面监测报告。重点监测但不限于以下内容_________
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B. 客户的法律地位是否发生变化
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根据《商业银行授信工作尽职指引》,商业银行应通过______,及时发现授信主体的潜在风险并发出预警风险提示。___
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B. 现场检查
C. 落实条件
D. 合规检查
【多选题】
根据《商业银行授信工作尽职指引》,项目融资需求应关注___________
A. 项目可行性
B. 项目营利性
C. 项目完工时限
D. 项目批准
【多选题】
根据《商业银行授信工作尽职指引》,商业银行应建立完整的______,明确尽职要求,定期或在有关法律法规发生变化时,及时对授信业务规章制度进行评审和修订。___
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B. 决策机制
C. 管理信息系统
D. 统一的授信业务操作程序
【多选题】
根据《商业银行授信工作尽职指引》,从事授信尽职调查的人员应具备较完备的知识,包括______,接受相关培训,并依诚信和公正原则开展工作。___
A. 授信
B. 法律
C. 财务
D. 管理
【多选题】
根据《商业银行授信工作尽职指引》规定,商业银行在授信决策过程中,应严格要求授信工作人员遵循的______原则,独立发表决策意见,不受任何外部因素的干扰。___
A. 客观
B. 公正
C. 公平
D. 安全
【多选题】
按照《商业银行授信工作尽职指引》(银监发[2004]51号)规定,以下说法正确的是_______。___
A. 商业银行应督促授信管理部门与其他商业银行之间就客户调查资料的完整性、真实性建立相互沟通机制
B. 当客户发生突发事件时,商业银行应立即派员实地调查,并依法及时做出是否更改原授信资料的意见
C. 对客户资料补充或变更时,授信工作人员之间应主动进行沟通,确保各方均能够及时得到相关信息
D. 商业银行应了解和掌握客户的经营管理状况,督促客户不断提高经营管理效益,保证授信安全
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按照《商业银行授信工作尽职指引》(银监发[2004]51号)规定,商业银行应对客户的非财务因素进行分析评价,对客户_______等方面的风险进行识别。___
A. 履约记录
B. 产品和市场
C. 公司治理
D. 宏观经济环境
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按照《商业银行授信工作尽职指引》(银监发[2004]51号)规定,以下_______属于该指引所称授信。___
A. 保理
B. 保证
C. 贷款承诺
D. 回购
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按照《商业银行授信工作尽职指引》(银监发[2004]51号)规定,在客户信用等级和客户评价报告的有效期内,对发生影响客户资信的重大事项,商业银行应重新进行授信分析评价。重大事项包括:_______。___
A. 客户组织结构、股权或主要领导人发生变动
B. 客户财务收支能力发生重大变化
C. 客户涉及重大诉讼
D. 外部政策变动
【多选题】
按照《商业银行授信工作尽职指引》(银监发[2004]51号)规定,以下说法正确的是_______。___
A. 商业银行对发生变动的客户评价报告,应随时进行审查
B. 商业银行授信决策应在书面或口头授权范围内进行
C. 商业银行在授信决策过程中,应严格要求授信工作人员遵循客观、公正的原则,兼顾外部因素,发表决策意见
D. 商业银行授信决策应依据规定的程序进行,不得违反程序或减少程序进行授信
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按照《商业银行授信工作尽职指引》(银监发[2004]51号)规定,客户未按国家规定取得以下_______有效批准文件之一的,或虽然取得,但属于化整为零、越权或变相越权和超授权批准的,商业银行不得提供授信。___
A. 项目批准文件
B. 环保批准文件
C. 土地批准文件
D. 其他按国家规定需具备的批准文件
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根据《商业银行集团客户授信业务风险管理指引》,商业银行对集团客户授信应当遵循以下原则_______ ___
A. 统一原则
B. 系统原则
C. 适度原则
D. 预警原则
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根据《商业银行集团客户授信业务风险管理指引》,当一个集团客户授信需求超过一家银行风险的承受能力时,商业银行应当采取______措施分散风险。___
A. 组织银团贷款
B. 联合贷款
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根据《商业银行集团客户授信业务风险管理指引》,商业银行在对集团客户授信时,应当在授信协议中约定,要求集团客户及时报告被授信人净资产10%以上关联交易的情况,包括______ ___
A. 交易各方的关联关系
B. 交易项目和交易性质
C. 交易的金额或相应的比例
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【多选题】
银行业监督管理机构按《商业银行集团客户授信业务风险管理指引》的要求加强对商业银行集团客户授信业务的监管,定期或不定期进行检查,重点检查_________
A. 商业银行对集团客户授信管理制度的建设情况
B. 商业银行对集团客户授信管理制度的执行情况
C. 信贷信息系统的管理情况
D. 信贷信息系统的建设情况
【多选题】
根据《商业银行集团客户授信业务风险管理指引》,商业银行在给集团客户授信前,应当通过查询贷款卡信息及其他合法途径,充分掌握集团客户的______等重大事项,防止对集团客户过度授信。___
A. 负债信息
B. 关联方信息
C. 对外对内担保信息
D. 诉讼情况
【多选题】
根据《商业银行集团客户授信业务风险管理指引》,商业银行给集团客户贷款时,应当在贷款合同中约定,贷款对象有下列______情形之一的,贷款人有权单方决定停止支付借款人尚未使用的贷款,并提前收回部分或全部贷款本息,并依法采取其他措施。___
A. 提供虚假材料或隐瞒重要经营财务事实的
B. 未经贷款人同意擅自改变贷款原定用途,挪用贷款或用银行贷款从事非法、违规交易的
C. 利用与关联方之间的虚假合同,以无真实贸易背景的应收票据、应收账款等债权到银行贴现或质押,套取银行资金或授信的
D. 经营范围发生变化
【多选题】
根据《商业银行集团客户授信业务风险管理指引》的规定,商业银行应结合自身的经营管理水平和信贷管理信息系统的状况,制定集团客户授信业务风险管理制度,其内容应包括_________
A. 集团客户授信业务风险管理的组织建设
B. 风险管理与防范的具体措施
C. 确定单一集团客户的范围所依据的准则
D. 对单一集团客户的授信限额标准、内部报告程序以及内部责任分配
【多选题】
根据《商业银行集团客户授信业务风险管理指引》的规定,集团客户是指具有以下特征的商业银行的企事业法人授信对象:_________
A. 在股权上或者经营决策上直接或间接控制其他企事业法人或被其他企事业法人控制的
B. 共同被第三方企事业法人所控制的
C. 主要投资者个人、关键管理人员或与其近亲属(包括三代以内直系亲属关系和二代以内旁系亲属关系)共同直接控制或间接控制的
D. 存在其他关联关系,可能不按公允价格原则转移资产和利润,商业银行认为应当视同集团客户进行授信管理的
【多选题】
按照《商业银行集团客户授信业务风险管理指引》规定,以下属于商业银行集团客户特征的是_________
A. 在股权上或者经营决策上直接或间接控制其他企事业法人或被其他企事业法人控制的;
B. 共同被第三方企事业法人所控制的;
C. 主要投资者个人、关键管理人员或与其近亲属(包括三代以内直系亲属关系和二代以内旁系亲属关系)共同直接控制或间接控制的
D. 存在其他关联关系,可能不按公允价格原则转移资产和利润,商业银行认为应视同集团客户进行授信管理的
【多选题】
按照《商业银行集团客户授信业务风险管理指引》规定,商业银行应根据《商业银行集团客户授信业务风险管理指引》的规定,结合自身的经营管理水平和信贷管理信息系统的状况,制定集团客户授信业务风险管理制度,其内容应包括______、内部报告程序以及内部责任分配等___
A. 集团客户授信业务风险管理的组织建设
B. 风险管理与防范的具体措施
C. 确定单一集团客户的范围所依据的准则
D. 对单一集团客户的授信限额标准
【多选题】
按照《商业银行集团客户授信业务风险管理指引》(中国银监会令2010年第4号)规定,以下_______属于本指引所称集团客户。___
A. 在股权上或者经营决策上直接或间接控制其他企事业法人或被其他企事业法人控制的
B. 共同被第三方企事业法人所控制的
C. 主要投资者个人、关键管理人员或与其近亲属共同直接控制或间接控制的
D. 存在其他关联关系,可能不按公允价格原则转移资产和利润,商业银行认为应当视同集团客户进行授信管理的
【多选题】
按照《商业银行集团客户授信业务风险管理指引》规定,商业银行持有的集团客户成员企业发行的_______等债券资产以及通过衍生产品等交易行为所产生的信用风险暴露应纳入集团客户授信业务进行风险管理。___
A. 公司债券
B. 企业债券
C. 短期融资券
D. 中期票据
【多选题】
按照《商业银行集团客户授信业务风险管理指引》(中国银监会令2010年第4号)规定,商业银行应当根据集团客户所处的行业和经营能力,对集团客户的_______设置授信风险预警线。___
A. 授信总额
B. 盈利指标
C. 流动性指标
D. 关键管理人员的信用状况
【多选题】
按照《商业银行集团客户授信业务风险管理指引》(中国银监会令2010年第4号)规定,_______对集团客户授信业务风险管理参照本指引执行。___
A. 农村合作银行
B. 信托公司
C. 金融租赁公司
D. 外国银行分行
【多选题】
以下说法符合《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》(银监办发[2014]40号)关于商业银行在贷款风险评价和审批阶段要求的是__________
A. 严格按照规定程序审批贷款
B. 多方获取客户最新融资信息,全面、科学测算贷款需求
C. 严禁随意降低准入标准
D. 严禁违规决策审批贷款
【多选题】
根据《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》(银监办发[2014]40号),商业银行应及时组织开展信贷操作风险和道德风险排查,重点关注以下哪些领域__________
A. 近年新增加的不良贷款
B. 关注类贷款和违约客户情况
C. 信贷资产转让情况
D. 贷款抵质押和担保落实情况
【多选题】
按照《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,各银行业金融机构应严格落实各项贷款管理制度,重点包括但不限于以下哪些环节_______。___
A. 贷款受理环节
B. 贷款调查环节
C. 贷款风险评价和审批阶段
D. 贷款合同签订和发放
【多选题】
按照《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,在信贷风险排查方面,要重点关注以下领域_______。___
A. 近年新增加的不良贷款
B. 关注类贷款和违约客户情况
C. 银行员工帮助客户规避制度获取贷款情况
D. 贷款抵押和担保落实情况
【多选题】
按照《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,对信贷业务全流程的监督检查包括_______。___
A. 集中检查
B. 重点抽查
C. 常规检查
D. 突击检查
【多选题】
按照《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,监管部门要加强对违规放贷问题的监督检查,对风险突出、问题严重的机构依法采取_______等监管强制措施。___
A. 暂停准入
B. 限制业务
C. 取消高级管理人员任职资格
D. 以上都是
【多选题】
按照《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,银行业金融机构应根据经营环境、内部流程变化及监管要求,及时梳理并修订各项信贷管理政策、制度程序及操作规范,健全职责明确的_______等制度。___
A. 授权机制
B. 审批流程
C. 审贷分离
D. 前后台制约
【多选题】
经过一年的筹备,XX银行南昌分行于2014年3月正式开业,为迅速抢占市场、扩大规模,该行制定了专项考核方案,计划于年末存、贷款规模分别达到66亿元和58亿元,并下达了具体绩效考核指标。2014年8月,总行检查组中发现该行在办理信贷时存在降低准入标准,调查报告存在虚假内容等违规事项。依据《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,该分行在信贷管理存在以下______问题。___
A. 单纯追求市场份额,盲目扩张信贷规模
B. 贷款“三查”制度形同虚设
C. 未落实贷后风险排查
D. 绩效考核办法过于激进
【多选题】
2014年,受整体经济环境影响,银行不良率明显上升。X银行通过强化审慎经营理念,依据《中国银监会办公厅关于加强信贷管理严禁违规放贷的通知》规定,采取以下______措施,进一步完善绩效考核机制。___
A. 转变经营理念,审慎、合规经营
B. 建立信贷人员专项考评制度,遏制违规放贷行为
C. 树立业务发展和风险防控并重的经营思路
D. 提高准入门槛,贷款利率上浮