【判断题】
柜面通无卡存款时,系统中必须输入持卡人姓名和代理人姓名,如持卡人本人办理,代理人姓名栏可不输入,证件号码可自选输入。
A. 对
B. 错
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答案
B
解析
暂无解析
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柜员受理大额取现前必须进行一笔查询交易,返回信息成功后,核对客户提供的姓名和身份证件号,正确后记录当前余额,再进行取款交易。
A. 对
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明细查询交易查到的结果是本行已记账的明细,也能证明该笔交易已在他行记账成功。
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柜面通相关的交易界面只能操作跨行的业务处理,单独本行银行卡业务不能在柜面通交易中操作。
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柜面通业务在全国范围内入网银行之间开展交易
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银联柜面通业务是指客户通过我行或其他加入银联柜面通业务的银行柜面终端,利用现有的银联网络系统,实现银行卡跨行余额查询、存款、取款、转账等交易的一种业务品种。
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【判断题】
柜面通交易已在他行记账成功可以通过明细查询交易查到的结果来确定。
A. 对
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因网络通讯或系统原因,“银联柜面通”业务有可能会有非实时入帐的情况,为避免与客户发生纠纷,各柜员在进行“银联柜面通”业务前,请提醒客户仔细阅读《个人业务申请单》后的“客户须知”,如需紧急用款或介意非实时入帐的,可选择其他汇款渠道。
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已经具有小额信用循环贷款的兰花卡不能进行银银关系的建立。
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【判断题】
四十、已在我行办理一户通业务的借记卡不能进行银银关系的建立。
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四十一、成功建立银银关系操作顺序为“4501代开兴业结算账户”-“4502建立对应关关系”-“4503客户签约”。
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【判断题】
四十二、银银转出是将客户银行账户资金转入证券资金账户的业务。
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【判断题】
签约客户所持有的证券资金账号户名必须与我行开立的个人银行活期结算账户的户名一致,且该业务必须由本人至柜台办理。
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B. 错
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对于在我行建立签约关系的客户,银银转账的服务时间为周一至周五(股市交易日)9:00分至15:00分。
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B. 错
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任何兰花卡都能进行银银关系的建立。
A. 对
B. 错
【判断题】
客户若申请办理银银销户业务,柜员需告知客户先去证券公司,由证券公司发起销户,银行无法发起相关业务。
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B. 错
【判断题】
银银签约客户所持有的证券资金账号户名必须与我行开立的个人银行活期结算账户的户名一致,该业务可以由代理人至柜台办理。
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【判断题】
一个身份证号可以在兴业银行开多个结算账号。
A. 对
B. 错
【判断题】
银银签约客户须在我行开立个人银行活期结算账户,我行代理开立以客户为户名、以兴业银行为开户行的结算账户。
A. 对
B. 错
【判断题】
“银银转入”、“银银转出”中“出”和“入”都是针对银行而言的。
A. 对
B. 错
【判断题】
银银转账变更本行银行账号时,新卡与旧卡的开户证件类型、证件号码和户名必须一致。
A. 对
B. 错
【判断题】
客户在证券公司销户或变更第三方存管银行后,可携有效身份证件至柜台申请删除卡或存折与兴业结算账户间的对应关系。
A. 对
B. 错
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建立完银银转账对应签约关系后,需将相关签约资料于5个工作日内交到总行个金部。
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《个人银行结算账户开立暨客户资金转账服务申请书》中联网行结算账号空格中应填写我行兰花卡卡号或存折账号
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必须保证客户本人有效身份证件、我行个人结算账户及证券的资金账号、客户签约第三方存管银行为兴业银行的协议书上个人姓名与申请表一致。
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银银转出是将证券账户资金转出至银行账户的业务。
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银银转账客户需变更本行账号或删除对应关系时,需携带本人有效身份证件至柜台办理。
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委托方承诺在每月缴款前保证帐户足够支付税款余额,如因委托方不足支付税款,责任由委托方自负,银行不垫款;属银行责任造成税款未及时扣款,责任由受托方银行承担。
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纳税人名称可以与缴款单位账户名称不一致,即个体工商户可以在个人账户扣款。
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B. 错
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纳税人需终止代扣协议的,应前往当地税务部门办理终止委托缴税款业务。
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电子缴税付款凭证可重复打印。
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B. 错
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若委托方变更相关协议内容,纳税人需要先撤销原协议,重新签订。
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B. 错
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办理国库代扣三方协议录入时,纳税人名称与税务登记证上记载的纳税人名称、缴款单位账户名称这三者必须一致方可办理。
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国税签约为有系统操作无流水的凭证,传票放在勾兑流水的最后。
A. 对
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缴税款协议长期有效。若委托方变更相关协议内容,纳税人可不需要先撤销原协议,重新签订。
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B. 错
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协议号编号格式为(地区代码+税务登记证号码,如绍兴地区为1330602+税务登记证号码)。
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【判断题】
办理税收缴库业务,应填制划缴税款协议书。协议书一式三份,一份国税,一份受托方、一份委托方。
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税务局开发了电子税务局系统,我行现已支持网上协议验证。
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扣税方式可分为批量扣税和实时扣税。
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纳税人名称可以与税务登记证上的纳税人名称不一致;但纳税人名称必须与缴款单位账户名称一致。
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个人短信业务必须本人自己办理,不可以代理。
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