【多选题】
下列抵押物中，银行应谨慎受理的包括__。___
A. 自建住房
B. 集体土地使用权
C. 划拨土地及地上定着物
D. 工业土地及地上定着物
E. 工业用房及仓库
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相关试题
【多选题】
关于个人经营贷款的表述，正确的有__。___
A. 贷款期限一般较短．通常为1～3年
B. 银行需要对借款人自身情况加以了解
C. 贷款受宏观环境、行业景气程度、企业本身经营状况等不确定因素影响较多
D. 银行需要对借款人经营企业的运作情况有详细的了解
E. 银行不干涉企业资金的运作情况
【多选题】
借款人申请个人经营贷款须符合的条件包括__。___
A. 具有稳定的收入来源和按时足额偿还贷款本息的能力
B. 借款人具有合法的经营资格
C. 具有完全民事行为能力的自然人
D. 借款人在银行开立单位结算账户
E. 具有良好的信用记录和还款意愿
【多选题】
银行发现个人商用房贷款的抵押物价值表现出较大波动，并可能危及银行贷款安全时，可采取的措施有__。___
A. 提前收回部分贷款本息
B. 将借款人纳入银行不包信用客户名单库
C. 追加银行认可的其他抵押物
D. 提前收回全部贷款本息
E. 追加银行认可的质押物
【多选题】
个人经营贷款借款人不能妥善保管、合理使用银行贷款抵押物的，银行可以要求借款人停止其行为，恢复抵押物价值，借款人不予履行的，应__。___
A. 把借款人列入黑名单公布
B. 对借款人加收罚息
C. 依法提前收回贷款
D. 按合同约定提前收回贷款
E. 向法院提起诉讼
【多选题】
在个人经营贷款业务操作中，对抵押物的调查和审查要重点关注__。___
A. 抵押文件资料的真实有效性
B. 抵押物存续状况的完好性
C. 抵押物的合法性
D. 抵押物的易变现性
E. 抵押物权属的完整性
【多选题】
对个人经营贷款进行贷前调查时，应重点调查的内容包括__。___
A. 借款申请人所提供的资料是否真实、合法和有效，通过面谈了解借款人申请是否自愿、属实，贷款用途是否真实合理，是否符合银行规定
B. 借款人收入来源是否稳定，是否具备按时足额偿还贷款本息的能力
C. 通过查询银行特别关注客户信息系统、人民银行个人信息基础数据库，判断借款人资信状况是否良好，是否具有较好的还款意愿
D. 借款人及其经营实体信誉是否良好，经营是否正常
E. 对借款人拟提供的贷款抵押房产进行双人现场核实，调查借款人拟提供的抵押房产权属证书记载事项与登记机关不动产登记簿相关内容是否一致
【多选题】
下列关于个人贷款的利率说法正确的有__。___
A. 贷款期限在1年以内_含1年_的实行合同利率，遇法定利率调整分段计息
B. 贷款期限在1年以内_含1年_的实行合同利率，遇法定利率调整执行原合同利率
C. 贷款期限在1年以上的，可在合同期间按月、按季、按年调整，也可采用固定利率的确定方式
D. 按中国人民银行规定的同档次贷款利率和浮动利率执行．
【多选题】
合同复核人员负责根据审批意见复核合同文本及附件填写的完整性、准确性和合规性，主要包括__。___
A. 文本书写是否规范
B. 合同条款填写是否齐全、准确
C. 文字表达是否清晰
D. 主从合同及附件是否齐全
E. 内容是否与审批意见一致
【多选题】
为了有效规避抵押物价值变化而带来的信用风险，应采取的措施有__。___
A. 要求借款人恢复抵押物价值
B. 更换为其他足值抵押物
C. 按合同约定或依法提前收回贷款
D. 要求借款人保证抵押物价值不变
E. 重新评估抵押物价值,择机及时处置抵押物
【多选题】
银行发现个人经营贷款的抵押物价值出现较大波动，并可能危及银行贷款安全时，可采取的措施有__。___
A. 提前收回全部贷款本息
B. 提前收回部分贷款本息
C. 将借款人纳入银行不良信用客户名单库
D. 追加银行认可的质押物
E. 追加银行认可的其他抵押物
【多选题】
以质押方式申请个人经营贷款时，可作为质物的有__。___
A. 定期储蓄存单
B. 凭证式国债_电子记账_
C. 记账式国债
D. 拥有土地使用权证的出让性质的土地
E. 应收账款
【多选题】
发放自然人贷款的限制性条款有________。_____
A. 不得发放冒名贷款
B. 不得向有事实逃废金融债务的自然人发放贷款
C. 不得向已核销贷款、有事实不良信用的企业的法定代表人、配偶发放贷款
D. 不得向有事实不良信用的自然人发放贷款
E. 不得超过授信额度发放贷款
【多选题】
个人抵押授信贷款贷后检查的主要内容包括__。___
A. 借款人依合同约定归还贷款本息情况
B. 借款人工作单位变化情况
C. 借款人健康状况
D. 借款人还款诚意变化情况
E. 抵押物市场价格变化情况
【多选题】
个人贷款原则上应当采用贷款人受托支付的方式向借款人交易对象支付，下列__情形的个人贷款，经贷款人同意可以采取借款人自主支付方式。___
A. 借款人交易对象不具备条件有效使用非现金结算方式的
B. 借款人无法事先确定具体交易对象且金额不超过30万元人民币的
C. 贷款资金用于生产经营且金额超过100万元人民币的
D. 借款人交易对象具备使用非现金结算方式的
E. 购买商住两用房且金额超过50万元人民币的
【多选题】
下列关于个人贷款对象的表述，正确的有__。___
A. 个人贷款的对象可以是自然人，也可以是法人
B. 合格的个人贷款申请人必须是具有完全民事行为能力的自然人
C. 个人贷款的对象仅限于自然人，而不包括法人
D. 个人贷款的对象不能是企业的法定代表人
E. 个人贷款的对象仅限于我国公民
【多选题】
个人贷款的操作风险包括__。___
A. 贷款签约和发放中的风险
B. 贷后管理中的风险
C. 贷款审查和审批中的风险
D. 借款人还款能力发生变化的风险
E. 贷款受理和调查中的风险
【多选题】
我国商业银行个人贷款的借款对象包括__。___
A. 具有限制民事行为能力的中华人民共和国公民
B. 符合国家有关规定的境外自然人
C. 境内股份有限责任公司
D. 具有完全民事行为能力的中华人民共和国公民
E. 社团组织
【多选题】
个人贷款资金哪些情形可以采取自主支付方式：__。___
A. 借款人无法事先确定具体交易对象且金额不超过三十万元人民币的
B. 借款人交易对象不具备条件有效使用非现金结算方式的
C. 贷款资金用于生产经营且金额不超过五十万元人民币的
D. 法律法规规定的其他情形
【多选题】
借款人申请国家助学贷款，需具备的条件包括__。___
A. 具有中华人民共和国国籍
B. 成绩排名在班级前30%
C. 无法支付正常完成学业所需的基本费用
D. 具有完全民事行为能力或有其法定监护人书面同意
E. 无违法违纪行为
【多选题】
对于宏观经济来说，商业银行个人贷款业务具有的积极作用包括__。___
A. 有利于金融机构分散风险
B. 对启动、培育和繁荣消费市场起到了催化和促进作用
C. 对扩大内需，推动生产，支持国民经济持续、快速、健康和稳定发展起到了积极的作用
D. 对带动众多相关产业的发展、促进国民经济的快速发展都具有十分重要的意义
E. 对商业银行调整信贷结构、提高信贷资产质量、增加经验效益以及繁荣金融业起到了促进
【多选题】
对于我国现有个人贷款业务的特征，下列说法中正确的有__。___
A. 个人贷款业务办理较为便利
B. 个人可以通过个人贷款服务中心或金融超市办理个人贷款业务，还可以通过网络办理
C. 各商业银行的个人贷款业务可以采取灵活多样的还款方式
D. 目前个人贷款还暂时不可以办理个人经营类贷款
E. 个人贷款既有单一性个人贷款，也有组合性个人贷款
【多选题】
防控商用房贷款操作风险的措施包括__。___
A. 提高贷前调查深度
B. 加强真实还款能力和贷款用途的审查
C. 合理确定贷款额度
D. 加强抵押物管理
E. 强化贷后管理
【多选题】
个人保证贷款的特点有__。___
A. 个人保证贷款手续简便，贷款办理时间短，环节少
B. 只要保证人愿意提供保证，银行经过核保认定保证人具有保证能力，签订保证合同即可
C. 整个过程涉及银行、借款人和保证人三方
D. 如果贷款出现逾期，银行可直接向保证人扣收贷款，无须经过法律程序
E. 出现纠纷时一般也不通过法律程序，由三方协商解决
【多选题】
个人贷款支付后，贷款人应采取有效方式对__等进行跟踪检查和监控分析，确保贷款资产安全。___
A. 贷款资金使用
B. 借款人的信用
C. 担保情况变化
D. 贷款品种
E. 贷款对象
【多选题】
个人抵押授信贷款贷后检查的主要内容包括__。___
A. 借款人依合同约定归还贷款本息情况
B. 借款人工作单位变化情况
C. 借款人健康状况
D. 借款人还款诚意变化情况
E. 抵押物市场价格变化情况
【多选题】
个人住房贷款的对象应满足的条件包括__。___
A. 具有完全民事行为能力
B. 具有合法有效的身份或居留证明
C. 具有稳定的经济收入
D. 具有合法有效的购买住房的合同
E. 有贷款银行认可的资产进行抵押或质押，或有足够代偿能力的保证人
【多选题】
根据法律规定，下列可以作为个人质押贷款质物的有__。___
A. 债券、存款单
B. 可转让的基金份额、股权
C. 可转让的著作权中的财产权
D. 仓单、提单
E. 应收账款
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A vCenter Operations Manager 5.7 environment is upgraded to vRealize Operations. After the upgrade, the analytics services fail to start. Which three steps must be taken to resolve the problem? (Choose three.)___
A. Take the vRealize Operations cluster offline.
B. Delete the activity persistence files.
C. Bring the cluster back online.
D. Remove any unresponsive nodes.
E. Stop the CaSA service.
【多选题】
An organization has an ESXi 6.x host that contains two resource pools. The host is being relocated to a DRS cluster. What two actions can be taken to integrate the host into the cluster, and what would happen to the existing ESXi resource pool hierarchy as a result? (Choose two.)___
A. Place all of the host's virtual machines into the DRS cluster root resource pool. The resource pools present on the host will be deleted.
B. Create a resource pool for the ESXi host's virtual machines and resource pools. The resource pools present on the host will be deleted.
C. Place all of the host's virtual machines into the DRS cluster root resource pool. The resource pools present on the host will be preserved.
D. Create a resource pool for the
E. SXi host's virtual machines and resource pools. The resource pools present on the host will be preserved.
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Which two parameters are required when adding an iSCSI target to an iSCSI Software Adapter using Dynamic Discovery? (Choose two.)___
A. The iSCSI device's IP Address or Fully Qualified Domain Name
B. The Port Number
C. The iSCSI device's iSCSI Qualified Name (IQN)
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Which two SMTP Notification Event Details are specific to alarms triggered by events? (Choose two.)___
A. User Name
B. Summary
C. Old Status
D. Target
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Which two High Availability ___ Cluster admission control policies can help avoid resource fragmentation? (Choose two.)(AC)
A. Define failover capacity by static number of hosts
B. Define failover capacity by reserving a percentage of the cluster resources
C. Use dedicated failover hosts
D. Use Virtual Machine Monitoring
【多选题】
An attempt to enable vSphere Fault Tolerance for a powered-on virtual machine fails. Which two scenarios would result in this failure? (Choose two.)___
A. The virtual machine has three vCPUs configured.
B. The host on which the virtual machine is running has insufficient memory resources.
C. The virtual machine has insufficient resources to accommodate full reservation plus the overhead memory.
D. VMware High Availability is enabled on the cluster of which this host is a member.
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A vApp template recently added to a Content Library is not displayed. Which two actions could correct this problem? (Choose two.)___
A. Manually synchronize the library
B. Select the Download all library content immediately option
C. Select the Sync subscribed library option
D. Manually download the vApp template
【多选题】
What are three valid disk configurations for the vSphere Data Protection 6.x Appliance? (Choose three.)___
A. 500GB
B. 1TB
C. 1.5TB
D. 2TB
E. 4TB
【多选题】
Which three connection types are available when configuring a vSwitch in the vSphere Web Client? (Choose three.)___
A. VMkernel Network Adapter
B. Physical Network Adapter
C. Virtual Machine Port Group for a Standard Switch
D. vMotion Network Adapter
E. vSAN Network Adapter
【多选题】
Which three features can be enabled for a new host cluster? (Choose three.)___
A. Storage Distributed Resource Scheduling
B. High Availability
C. Fault Tolerance
D. Distributed Resource Scheduling
E. Virtual SAN
【多选题】
An administrator receives a report that no real time statistics are available for a virtual machine in the vCenter Server inventory. Which two statements indicate likely causes of the problem? (Choose two.)___
A. The virtual machine is powered off.
B. The host containing the virtual machine is disconnected from vCenter Server.
C. There is insufficient real time data to display the information.
D. The vCenter Server service is not running.
【多选题】
Your manager has given you a bash script that retrieves data for ESXi 6.x host configurations. This data needs to be collected right after the installation of a host and must be run directly on the host. Which two actions can be used to run this script on an ESXi host? (Choose two.)___
A. Connect to the host with Ruby vSphere Console and run the script from there.
B. Enable SSH access from the Direct Console User Interface.
C. Enable the ESXi Shell from the
D. irect Console User Interface.
【多选题】
Which two are true about the Risk badge in vRealize Operations? (Choose two.)___
A. The Risk badge indicates potential future problems that may degrade the performance of the system.
B. Risks may require attention in the near future.
C. The Risk badge indicates problems that are degrading performance of the system.
D. Risks require attention now to correct system performance problems.
【多选题】
vSphere Update Manager allows which two virtual machine attributes to be upgraded? (Choose two.)___
A. Virtual machine firewall policies for NSX.
B. Software Packages in the virtual machine.
C. Virtual machine Hardware Version.
D. VMware Tools Upgrade.
【多选题】
What are two benefits of using NFS 4.1 with vSphere 6.x as compared to NFS 3? (Choose two.)___
A. NFS 4.1 supports Kerberos Authentication
B. NFS 4.1 supports multipathing
C. NFS 4.1 supports IPv6
D. NFS 4.1 supports hardware acceleration
【多选题】
Which three statements are true regarding Fault Tolerance? (Choose three.)___
A. Applications need to be continuously available to users.
B. Applications without native clustering capabilities can be protected.
C. Custom clustering solutions are complicated to configure and maintain.
D. Applications that have 16 vCPUs are supported.
E. Prevents application crashes by analyzing the workload and correcting problems.
【多选题】
Which two statements are true regarding VMware vSphere Flash Read Cache (vFRC)? (Choose two.)___
A. Cache fills and cache evictions happen in the granularity of a cache block size.
B. vFRC caches data from both read and write I/Os, but write I/Os are always serviced by the underlying storage.
C. vFRC caches data from both read and write I/Os, but write I/Os are always serviced by the underlying cache data.
D. Cache fills and cache evictions happen in the granularity of the disk block size.
【多选题】
What are two possible causes of Storage Distributed Resource Scheduler (SDRS) being disabled on one or more virtual machine disks in a datastore cluster? (Choose two.)___
A. The virtual machine has vSphere Fault Tolerance disabled.
B. The virtual machine is a template.
C. The virtual machine swap file is on a shared datastore.
D. The disk is a CD-ROM/ISO file.
【多选题】
An administrator attempts to install vCenter Single Sign-On Server. The installer returns an error message indicating that the installation failed. Prior to the installation, all setup prerequisites were met. The administrator has generated a vCenter Server Single Sign-On support bundle. Which two files should the administrator analyze to determine the cause of the failure? (Choose two.)___
A. Server\utils\logs\imsTrace.log
B. Server\utils\logs\install.txt
C. %TEMP%\utils\logs\vminst.log
D. %TEMP%\vminst.log
【多选题】
An administrator is unable to remove an ESXi 6.x host from a vSphere Distributed Switch. What are two likely reasons for this issue? (Choose two.)___
A. Vmkernel interfaces on the switch are still in use.
B. VM Network port group adapters are connected to different switch.
C. Physical NICs are migrated to different switch.
D. VM Network adapters are connected to this switch.
【多选题】
Which two Identity Sources are available to add for vCenter Single Sign-On authentication? (Choose two.)___
A. LocalOS
B. OpenLDAP
C. NIS as an LDAP Server
D. VCMSDS
【多选题】
What are three goals of resource management within a cluster? (Choose three.)___
A. To prevent virtual machines from monopolizing resources and to guarantee predictable service rates.
B. To exploit undercommitted resources and overcommit with graceful degradation.
C. To provide solutions to potential problems that you might encounter when using vCenter Server.
D. To control the relative importance of virtual machines and provide flexible dynamic partitioning.
E. To provide additional network administration capabilities.
【多选题】
Which three actions can be taken as a result of executing the vSphere Update Manager 6.x scan and remediation wizards? (Choose three.)___
A. Install and upgrade software in virtual machines.
B. Upgrade the firmware on ESXi host devices.
C. Upgrade and Patch ESXi hosts.
D. Install and update third-party software on hosts.
E. Upgrade virtual machine hardware.
【多选题】
Which two statements are true about deploying and using vSphere Replication? (Choose two.)___
A. ESXi hosts managed by a single vCenter Server instance require a connection between the two vSphere Replication appliances.
B. Sites managed by different vCenter Server instances require a connection between the two vSphere Replication appliances.
C. Sites managed by different vCenter Server instances require the use of Site Recovery Manager and a connection between the two vSphere Replication appliances.
D. ESXi hosts managed by a single vCenter Server instance require a single vSphere Replication appliance.
【多选题】
An administrator is attempting to power on a virtual machine, but the task is hanging at 95%. What three scenarios best explain why this problem is happening? (Choose three.)___
A. A virtual machine question is currently being posed to the administrator.
B. Another task for the virtual machine or other component is already in progress.
C. The VMware High Availability cluster has insufficient resources to guarantee failover.
D. The host has lost access to the storage device containing the virtual machine files.
E. The host is under resource contention and unable to power on the virtual machine.
【多选题】
Which three features are not supported when using Fault Tolerance in vSphere 6.x? (Choose three.)___
A. Virtual Volumes (VVOLS)
B. Storage vMotion
C. Virtual Machine Component Protection
D. vMotion
E. vSphere Distributed Switches
【多选题】
Which two storage controller configurations can be used with Virtual SAN? (Choose two.)___
A. SAS controllers in Passthrough mode
B. SAS controllers in RAID0 mode
C. SAS controllers in RAID1 mode
D. SAS controllers in RAID10 mode
【多选题】
Which three are requirements when using vMotion to move a virtual machine across vCenter Server systems? (Choose three.)___
A. Both vCenter Servers must be using Enhanced Linked Mode.
B. Both vCenter Servers must be in the same Single Sign-On Domain.
C. Time must be synchronized.
D. Duplicate VM MAC addresses must be configured.
E. Both vCenter Servers must have High Availability enabled on source and destination clusters.
【多选题】
Which two components can be used when configuring Enhanced Linked Mode? (Choose two.)___
A. vCenter Server Appliance
B. vRealize Operations Manager
C. vSphere Management Appliance
D. vCenter Server for Windows
【多选题】
An organization has a number of virtual machines that would benefit from Fault Tolerance. These include: <A single vCPU Apache Server> < A dual vCPU vCenter Server> < A quad vCPU SQL Server> <An eight vCPU Hadoop Server>. Which two virtual machines can be configured to use VMware Fault Tolerance? (Choose two.)___
A. Apache Server
B. vCenter Server
C. SQL Server
D. Hadoop Server
【多选题】
Which two badges are major badges in vRealize Operations? (Choose two.)___
A. Risk
B. Efficency
C. Workload
D. Faults
【多选题】
An administrator is deploying multiple Windows 2003 Virtual Machines from the same template. What two steps should be taken to avoid network conflicts? (Choose two.)___
A. Customize the guest operating system.
B. Install VMware Tools into the new virtual machines.
C. Copy the Microsoft Sysprep tools onto the vCenter Server system.
D. Ensure the e1000 vmnic is selected for each new virtual machine.
【多选题】
Which three conditions would prevent Storage I/O Control from being enabled on a group of datastores? (Choose three.)___
A. The datastores planned for the solution are used by different vSphere clusters.
B. A datastore planned for the solution is configured as a Raw Device Mapping file.
C. A datastore planned for the solution has three extents.
D. A datastore planned for the solution is configured as NFS.
E. The organization has an Enterprise license.
【多选题】
Which two actions are prerequisites to adding ESXi 6.x hosts to a vSphere Distributed Switch? (Choose two.)___
A. Verify that there is at least one Distributed Port Group on the Distributed Switch.
B. Verify that the Distributed Port Group have active uplinks configured in its teaming and failover policy.
C. Verify that the
D. istributed Switch has been configured with a Network Profile.
【多选题】
An organization has configured Distributed Power Management (DPM) on a vSphere 6 cluster. The organization wants to be alerted when an ESXi host has been powered down by DPM. Which two options represent the type and name of the alarm that would accomplish this? (Choose two.)___
A. DrsEnteringStandbyModeEvent
B. DrsEnteredStandbyModeEvent
C. Event-based
D. Condition-based
【多选题】
Which two allow for the disabling of Network Rollback operations? (Choose two.)___
A. Modifying the vpxd advanded configuration options and adding the config.vpxd.network.rollback key
B. Modifying the C:\ProgramData\VMware\CIS\cfg\vmware-vpx\vpxd.cfg file and adjusting the<rollback> xml tag
C. Modifying the C:\ProgramData\VMware\CIS\cfg\vmware-vpx\vpxd.cfg file and adjusting the <networkrollback> xml tag
D. Modifying the C:\ProgramData\VMware\CIS\cfg\vmware-vpx\firstboot\vpxd-service- spec.prop file and adjusting the <rollback> xml tag
【多选题】
An administrator is tasked with performing a vMotion migration of a virtual machine. The virtual machine is configured as follows: <vSphere Flash Read Cache (vFRC) enabled> <Is part of a Distributed Resource Cluster (DRS) Cluster> Which two statements are true? (Choose two.)___
A. Each ESXi host in the cluster supports multiple virtual flash resources.
B. Each ESXi host in the cluster supports one virtual flash resource.
C. DRS treats powered-on virtual machines with Flash Read Cache as having a preferred affinity to their current host and moves them only for mandatory reasons.
D. DRS treats powered-on virtual machines with Flash Read Cache as having a required affinity to their current host and does not move them.
【多选题】
An administrator is using the Host Failures to Tolerate Admission Control Policy for a vSphere High Availability ___ cluster. When configuring this setting on the cluster, the administrator sees this error message: <Insufficient resources to satisfy HA failover level on cluster > What are two likely causes for the error? (Choose two.)(AB)
A. The hosts in the cluster are disconnected.
B. A host in the cluster is displaying an HA error.
C.
D. istributed Resource Scheduler has not been configured on the cluster.
【多选题】
What are two ways to identify TCP/IP stack information? (Choose two.)___
A. Using the vSphere Web Client
B. Using esxcli network ip netstack
C. Using esxcfg-netstack
D. Using the vSphere Client
【多选题】
Which two actions are required when enabling vFlash Read Cache for a virtual machine's virtual disk? (Choose two.)___
A. A value in the Virtual Flash Read Cache text box must be entered.
B. A Flash Resource Pool for Cache size reservation must be entered.
C. The Device backing and the block size must be configured.
D. The
E. nable virtual flash host swap cache check box must be selected.
