【判断题】
质物保管费用和实现质权的费用不属于质押担保范围
A. 对
B. 错
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答案
B
解析
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相关试题
【判断题】
抵押是指债务人或者第三人转移对法定财产的占有,将该财产作 为债权的担保
A. 对
B. 错
【判断题】
根据《担保法》的规定,国家机关、学校、幼儿园、医院等以公 益为目的的事业单位、社会团体不能担任保证人;企业法人的分支机 构在有法人授权的条件下,可以在授权范围内提供担保
A. 对
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商业银行查询个人信用报告时应当取得被查询人的口头授权
A. 对
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债务人将法定财产进行抵押后,债权人为抵押人
A. 对
B. 错
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金融机构要保存与查询目的相关的原始文档,人民银行征信管理 部门有权对各行查询的合法、合规性进行检查
A. 对
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《担保法》规定,国家机关不得作为保证人
A. 对
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抵押权设立后抵押财产出租的,该租赁关系不得对抗已登记的抵 押权
A. 对
B. 错
【判断题】
抵押是自愿行为,为债务人抵押担保的第三人,在抵押权人实现 抵押权后,无权向债务人追偿
A. 对
B. 错
【判断题】
无法办理抵押登记
A. 对
B. 错
【判断题】
对于共有财产,应该经得各共有人的同意才能设立,否则抵押无 效
A. 对
B. 错
【判断题】
根据《贷款通则》,借款人有权向第三方转让债务,但需征得银行 同意
A. 对
B. 错
【判断题】
公司可以向其他企业投资。但是,除法律另有规定外,不得成为 对所投资企业的债务承担连带责任的出资人
A. 对
B. 错
【判断题】
建设用地使用权实现抵押权时,应当将建设用地使用权抵押后该 土地上新增的建筑物与建设用地使用权一并处分,但新增建筑物所得 的价款,抵押权人无权优先受偿
A. 对
B. 错
【判断题】
票据法中,汇票的背书连续,是指在票据转让中,转让汇票的背 书人与受让汇票的被背书人在汇票上的签章依次前后衔接
A. 对
B. 错
【判断题】
票据金额以中文大写和数码同时记载,二者必须一致,二者不一 致的,票据无效
A. 对
B. 错
【判断题】
同一债务有两个以上保证人的,没有约定保证份额的,保证人承 担连带责任,债权人可以要求任何一个保证人承担全部保证责任,保 证人都负有担保全部债权实现的义务
A. 对
B. 错
【判断题】
为避免抵押物处理困难,订立抵押合同时,抵押权人和抵押人在 合同中可以直接约定在债务履行期届满抵押权人未受清偿时,抵押物 的所有权转移为债权人所有
A. 对
B. 错
【判断题】
乡镇、村企业的建设用地使用权不得单独抵押
A. 对
B. 错
【判断题】
—人有限责任公司的股东不能证明公司财产独立于股东自己的财 产的,应当对公司债务承担连带责任
A. 对
B. 错
【判断题】
—人有限责任公司的股东是一个自然人的,该一人有限责任公司不能投资设立新的一人有限责任公司
A. 对
B. 错
【判断题】
—物可设数个质押权,当数个质押权并存时,有受偿的先后顺序 之分
A. 对
B. 错
【判断题】
依据票据法,持票人可以不按照汇票债务人的先后顺序,对其中 任何一人、数人或者全体行使追索权
A. 对
B. 错
【判断题】
依据票据法,将汇票金额的一部分转让的背书或者将汇票金额分 别转让给二人以上的背书无效
A. 对
B. 错
【判断题】
依据物权法,以建设用地使用权抵押的,该土地上的建筑物一并 抵押
A. 对
B. 错
【判断题】
已经承担保证责任的保证人,只能向债务人追偿,不能向其他保 证人追偿额
A. 对
B. 错
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中期贷款展期期限累计不得超过原贷款期限的一半
A. 对
B. 错
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《贷款通则》中规定,对借款人不能依照合同约定归还贷款本息 或不能落实还本付息事宜的,贷款人应当及时进行债权保全,必要时 可以依法在新闻媒体披露或釆取诉讼等法律措施
A. 对
B. 错
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不良资产的转让方式包括拍卖、竞标、竞价转让和协议转让等方 式
A. 对
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【判断题】
连带保证的保证人与债务人未约定保证期间的,债权人自主债务 履行期届满之日起6个月要求保证人承担保证责任
A. 对
B. 错
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银行在催收贷款的同时,对不能按借款合同约定期限归还的贷款, 应当按规定加罚利息,加罚的利率为当时的市场利率
A. 对
B. 错
【判断题】
在抵押期间,银行经办人员对抵押物检查时如抵押人行为已造成 抵押物价值减少,应要求抵押人恢复抵押物价值
A. 对
B. 错
【判断题】
客户应当是经工商行政管理机关(或主管机关)核准登记的企(事) 业法人其他经济组织和具有完全民事行为能力的中华人民共和国公 民或符合国家有关规定的境外自然人
A. 对
B. 错
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对共有房产作抵押的,房产共有人必须全部到场在抵押合同上签 字盖章
A. 对
B. 错
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按规定使用统一制式的合同文本,对有特定要求的,也可不签订 合同文本
A. 对
B. 错
【判断题】
—年以内(含)的个人贷款,展期期限累计不得超过原贷款期限。一 年以上的个人贷款,展期期限累计与原贷款期限相加,不得超过该贷 款品种规定的最长贷款期限
A. 对
B. 错
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短期贷款期限在一年(不含一年)以内。中期贷款期限在一年以 上,五年以内(不含一年,含五年)。长期贷款期限在五年以上
A. 对
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担保人为有限(责任)公司或股份有限(责任)公司的,为他人 担保时,必须提供公司监事会等决议和经工商部门盖章确认的公司章 程
A. 对
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贷款人,系指经国务院银行业监督管理机构批准在中华人民共和 国境内依法设立并具有经营贷款业务资格的金融机构
A. 对
B. 错
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特定贷款,系指经国务院批准并对贷款可能造成的损失釆取相应 补救措施后责成国有独资商业银行发放的贷款
A. 对
B. 错
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不得对未依法取得经营房地产资格的客户经营房地产业务发放贷 款
A. 对
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