【多选题】
背书连续,是指( )。___
A. 票据第一次背书转让的背书人是票据上记载的收款人
B. 前次背书转让的背书人是后一次背书转让的背书人
C. 前次背书转让的被背书人是后一次背书转让的被背书人
D. 最后一次背书转让的被背书人是票据的最后持票人
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【多选题】
票据债务人对下列情况不得拒绝付款( )。___
A. 与出票人之间有抗辩事由
B. 与持票人之间有抗辩事由
C. 与持票人的前手之间有抗辩事由
D. 与收款人的前手之间有抗辩事由
【多选题】
银行承兑汇票的出票人必须具备下列条件:( )___
A. 在承兑银行开立存款账户的法人以及其他组织
B. 与承兑银行具有真实的委托付款关系
C. 资信状况良好,具有支付汇票金额的可靠资金来源
D. 内部管理完善,经其法人授权的银行审定
【多选题】
定额银行本票面额为( )。___
A. 1千元
B. 5千元
C. 1万元
D. 5万元
【多选题】
单位和个人凭( )等付款人债务证明办理款项的结算,均可以使用委托收款结算方式。___
A. 已承兑的商业汇票
B. 基金
C. 债券
D. 存单
【多选题】
持票人因不获承兑或不获付款,对其前手行使追索权时,票据的( )对持票人承担连带责任。___
A. 出票人
B. 背书人
C. 被背书人
D. 保证人
【多选题】
( )由中国人民银行总行统一格式、联次、颜色、规格,并在中国人民银行总行批准的印制厂印制。___
A. 结算业务申请书
B. 银行汇票
C. 商业汇票
D. 银行本票
【多选题】
关于票据和结算凭证填写正确的表述是( )。___
A. 票据出票日期使用小写填写的,银行不予受理
B. 大写日期未按要求规范填写的,银行可予受理,但由此造成损失的,由出票人自行承担
C. 大小写金额前面,均应填写人民币符号“¥”
D. 小写金额中间连续有几个“0”时,大写金额中间可以只写一个“零”字
【多选题】
( )时应加盖汇票专用章。___
A. 签发银行汇票
B. 银行汇票贴现
C. 银行本票出票
D. 承兑商业汇票
【多选题】
本票在签发过程中,对于客户提交的结算申请书,应该审核以下要点:___
A. 业务类型是否标明银行本票
B. 凭证所填要素是否齐全、正确、清晰,申请书联次是否完整,各联次要素是否一致
C. 申请人签章是否与预留银行印鉴相符,约定使用支付密码的,是否填写支付密码
D. 大小写金额是否一致、正确
【多选题】
电子支付密码的使用范围为( )。___
A. 转账支票
B. 现金支票
C. 结算业务申请书
D. 经中国人民银行批准的其他支付凭证
【多选题】
国库信息处理系统是国库与( )等机构间的电子信息通道。___
A. 财政
B. 税务
C. 银行
D. 自然人
【多选题】
中国农业银行国库信息处理系统主要处理( )。___
A. 委托缴款三方协议验证与撤销
B. 实时扣税
C. 批量扣税
D. 银行端缴税
【多选题】
网内往来的基本运行方式为( )。___
A. 支付指令实时传输
B. 汇划资金实时到账
C. 汇差当日自动清算
D. 汇差次日自动清算
【多选题】
网内往来进账单业务是指发起行根据客户提供的借记凭证( )和进账单,向收款人主动发起付款。___
A. 支票
B. 银行汇票
C. 银行本票
D. 电汇凭证
【多选题】
下列( )是网内往来借记业务适用范围。___
A. 上级行对下级行由于银行卡、ATM、POS等业务形成单边账的扣划
B. 上级行对下级行中间业务手续费的扣划
C. 实行集中采购的资金或费用分解的扣划
D. 中央及地方预算单位财政授权支付业务资金的清算
【多选题】
网内往来哪些( )凭证使用业务凭证。___
A. 录入清单
B. 待核销来账凭证
C. 查询书
D. 查复书
【多选题】
下列哪些是网内往来查询查复原则( )。___
A. 有疑必查
B. 有查必复
C. 复必详尽
D. 切实处理
【多选题】
网内往来“账务核对”描述正确的是( )。___
A. 待清算支付结算业务资金科目下“待处理款项”账户余额是否与已录入未确认的贷记往账总额相符
B. 网内应付结算款项科目下“业务应付款”账户余额是否与未核销来账贷报总额相符
C. 网内应付结算款项科目下“业务应付款”账户余额是否与未核销来账借报总额相符
D. 网内应收结算款项科目下“业务应收款”账户余额是否与未核销来账借报总额相符
【多选题】
营业机构内勤行长(或指定专人)应每日检查网内往来( )。___
A. 核对网内往来业务清单,发现异常状态往来账,及时处理
B. 是否存在未及时处理的往来借记、贷记及查询查复业务,并监督柜面经理及时处理
C. 检查转入应解汇款及临时存款科目的贷记来账是否及时处理
D. 检查转入业务应收款科目的借记来账是否及时处理
【多选题】
下列关于网内往来查询查复资料保管正确的是( )。___
A. 发出查询书与收到查复书配对后,随传票装订
B. 收到查询书与发出查复书配对后,随传票装订
C. 经其他系统处理的查询查复,无法配对的,只打印一份查复书,随传票装订
D. 涉及差错更正处理的查询查复,另附一联查询查复书与原始凭证一并保管
【多选题】
中国农业银行第二代支付系统包括( )。___
A. 大额支付系统
B. 小额支付系统
C. 网内往来
D. 国库信息处理系统
【多选题】
第二代支付系统处理的支付业务,其信息从发起行发起,经( )、接收清算行至接收行为止。___
A. 发起清算行
B. 发报中心
C. 国家处理中心
D. 收报中心
【多选题】
中国农业银行第二代支付系统采用“( )”的模式。___
A. 一点接入
B. 多点接入
C. 一点清算
D. 多点清算
【多选题】
大额支付系统处理以下( )业务。___
A. 汇兑业务
B. 即时转账业务
C. 相关的信息类业务
D. 中国人民银行规定的其他支付业务
【多选题】
小额支付系统处理以下( )业务。___
A. 普通贷记业务
B. 定期贷记业务
C. 实时贷记业务
D. 普通借记业务
【多选题】
对于第二代支付系统来账业务处理描述正确的是( )。___
A. 自动核销的来账业务,次日由来账行打印客户入账通知书
B. 需手工核销的来账业务应及时核销
C. 来账业务做退汇处理,须经内勤行长审批
D. 来账业务做退汇处理,不须经内勤行长审批
【多选题】
往账业务存在下列情况应进行取消处理( )。___
A. 往账报单状态为“已录入”,在确认前发现录入要素有误,不适合进行修改
B. 往账报单状态为“人行拒绝”、“人行已撤销”
C. 往账报单状态为“人行拒绝”
D. 往账报单状态为“待走款授权”,不再等待资金管理部门授权;或为“走款授权拒绝”,不再重新发送
【多选题】
票据挂失止付通知书应当记载下列事项( )___
A. 票据丧失的时间、地点、原因
B. 票据的种类、号码、金额、出票日期、付款日期、付款人名称、收款人名称
C. 挂失止付人的姓名、营业场所或者住所以及联系方法
D. 付款人的姓名、营业场所或者住所以及联系方法
【多选题】
基金购买交易包括( )___
A. 认购
B. 申购
C. 预约认购
D. 预约申购
【多选题】
储蓄国债均为代销,发行期结束后,未销售储蓄国债可退还给( )。___
A. 财政部
B. 金融办
C. 中国人民银行
D. 国资委
【多选题】
客户在办理普通定投申购(普通定申)时,需要完成( ).___
A. 基金签约
B. 普通定申签约
C. 开通所申请基金的TA账户
D. 理财签约
【多选题】
下列哪些基金定投要素可以修改( )___
A. 委托金额
B. 委托份额
C. 委托日
D. 截止日期
【多选题】
客户在柜台进行国债购买,柜面经理审核客户资料并核实身份信息无误后进入“51100国债购买”交易,提交系统处理后,需打印( )凭证。___
A. 《凭证式国债收款凭证》
B. 《业务凭证》A4
C. 《个人业务凭证》
D. 《债券业务凭证》
【多选题】
投资人购买凭证式国债,其计息方式为( )。___
A. 自购买之日起计息
B. 按实际天数计息
C. 不计复利
D. 计复利
【多选题】
电子式国债非交易过户需提供以下哪些资料( )。___
A. 过出方有效身份证件,过入方申请办理的,须出示过出方和过入方的有效身份证件
B. 过出方资金结算账户
C. 过入方账号
D. 赠予、继承及其他情形非交易过户提供相关证明材料
【多选题】
在基金确权时,单位客户持( )办理业务。___
A. 营业执照或注册登记证书副本原件、加盖单位公章的营业执照或注册登记证书的复印件 (以上二者需提供其一)
B. 加盖单位公章和法定代表人或授权人章的基金业务授权委托书原件
C. 被授权人身份证件原件
D. 证券账户原件
【多选题】
“传世之宝”的报价单位为( ),( )以下保留两位小数。___
A. 人民币元/克
B. 人民币元/盎司
C. 元
D. 美元/盎司
【多选题】
各级行按“传世之宝”( )等分别在贵金属系统中开立表外账户。___
A. 品种
B. 规格
C. 破损标记
D. 正常
【多选题】
向单位客户销售“传世之宝”产品,必须以( )方式进行,经办人须提供有效身份证件。___
A. 现金
B. 单位借记卡
C. 转账方式
D. 开立现金支票
【多选题】
“传世之宝”业务包括( )和( )两种交易方式。___
A. 实物买卖
B. 积存账户买卖(存金通业务)
C. 期货交易
D. 延期期货交易
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【单选题】
( ) 31. Changes in weather _____________ in Willis Carrier's company. A. helped to keep food           B. made rooms comfortable C. caused health problems        D. hurt printing paper
A. A
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( ) 32. According to the passage, which of the following may lead to inventions? A. People's needs.             B. Public support. C. Modern technology.          D. Practical suggestions.
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A. A
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( ) 34. Why did the father not ask his son not to do this and do that?    A.Because he felt quite confident of his son.    B.Because he was born from a poor family.    C.Because he was a man of few words.    D.Because he didn't want to be much too strict with his son.
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( ) 35. What would someone learn from this passage?    A.How to live by oneself. B.How to stand on one's own feet.    C.What a good father should do. D.What the self-important is like.
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( ) 36. What may be the proper Chinese for the underlined part in the passage?    A.闲暇时光 B.学费 C.精神空虚 D.经济不足
A. A
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【单选题】
( ) 37. The Chinese Yellow Sea Wetlands are in the _______ of China.    A.south           B.east    C.west            D.north
A. A
B. B
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【单选题】
( ) 38. Usually the weather in the wetlands is _______.    A.hot             B.pleasant   C.cold            D.dry
A. A
B. B
C. C
D. D
【单选题】
( ) 39. The World Wetlands Day is on _______.    A.February 2        B.June 25   C.April 22      D.March
A. A
B. B
C. C
D. D
【单选题】
( ) 40. We must protect wetlands because _______. A.they are home for wildlife   B.they can prevent flood    C.they can offer food to the animals and birds D.all of the above
A. A
B. B
C. C
D. D
【单选题】
) 1. —Is it far from here to the bank? —Not very, only________. A. 20 minute’s walk B. 20 minutes walk C. 20 minutes’ walk D. 20 minutes’ walks
A. A
B. B
C. C
D. D
【单选题】
2. — After discussing, the students ________ some good ideas to work on the project. — Thats great! A. put up B. set up C. caught up with D. came up with
A. A
B. B
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【单选题】
3. Yesterday Tommy walked past my table and ______ my bowls and dishes. He should be careful next time. A. knocked off B. took off C. showed off D. turned off
A. A
B. B
C. C
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【单选题】
4.We don’t have enough nurses to look after patients.At least ___ nurses are needed. A. ten another B. more ten C. another ten D. other ten
A. A
B. B
C. C
D. D
【单选题】
5. — Zhao Rui, it’s said that many famous singers will come to Yangzhou on April 18th. How about watching the evening show there? —________! Let’s ask Huang Tao to go with us. A. Best wishes B. Sounds great C. Good luck D. That’s OK
A. A
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【单选题】
6.—Hello! This is Henry Speaking.I’d like to speak to your father. —Sorry, he has Shanghai. A. been in B. been to C. come to D. gone to
A. A
B. B
C. C
D. D
【单选题】
7. — It’s difficult for the village children to cross the river for school. — I think a bridge ______ over the river. A. was built B. is being built C. has been built D. should be built
A. A
B. B
C. C
D. D
【单选题】
8. —Where would you like to go, Jinan or Qufu? — .I only want to go to Qingdao. A. Each B. Either C. Neither D. All
A. A
B. B
C. C
D. D
【单选题】
9 — The documentary A Bite Of China II is quite popular around China recently. How do you like it? ______. A. I think so B. Pretty good C. Its my pleasure D. All right
A. A
B. B
C. C
D. D
【单选题】
10. There are three English-books on the shelf, but ______ of them is mine. A. both B. neither C.all D. none
A. A
B. B
C. C
D. D
【单选题】
11. When the parents arrived at the hall, the students _______ their projects. A. have finish B. finished C. had finished D. are finishing
A. A
B. B
C. C
D. D
【单选题】
12. This week, the _______ seems to change every day: one day is hot; the next day is cold. A. time B. weather C. season D. way
A. A
B. B
C. C
D. D
【单选题】
13. He never does his work _______ Mary.    A. as careful as B. so careful as C. carefully as D. as carefully
A. A
B. B
C. C
D. D
【单选题】
14. — Can he jump high? — Yes, he ______. He is a good high jumper. A. must B. need C. can D. shall
A. A
B. B
C. C
D. D
【单选题】
15. The shop _____ at 8:00 a.m.and it ________ for ten hours every day. A. is open; has opened B. is opened; opens C. opens; is open D. opened; opens
A. A
B. B
C. C
D. D
【单选题】
16. —Excuse me, may I use your bicycle? ______ is broken. Certainly. But remember to return it before lunch. A. Mine B. Me C. Myself D. I
A. A
B. B
C. C
D. D
【单选题】
17. Simon, what do I need to take for the hiking? Youd better ________ more water than usual. Its hot today. A. to take B. taking C. take D. took
A. A
B. B
C. C
D. D
【单选题】
18. Helen ______ to a language school when she was seven. A. sent B. is sent C. will send D. was sent
A. A
B. B
C. C
D. D
【单选题】
19. — Is this park youve visited recently? — Yes, it's the most beautiful one Ive ever visited before. A. that B. the one C. which D. the one which
A. A
B. B
C. C
D. D
【单选题】
20. — Its difficult for the village children to cross the river for school. — I think a bridge ________ over the river. A. should be built B. is being built C. has been built D. was built
A. A
B. B
C. C
D. D
【单选题】
21. — Could you tell me when Mr. Li ________ in Huaibei?    — Sure..When he ________, I’ll call you.    A. arrives; will arrive B. will arrive; will arrive C. arrives; arrives D. will arrive; arrives
A. A
B. B
C. C
D. D
【单选题】
22.There is ________ 800-metre-long road behind ________ hospital. A. an; an B. an; the C. a; a D. a; the
A. A
B. B
C. C
D. D
【单选题】
23. — Did you see a girl in yellow pass by just now? — No, sir. I ________ a magazine. A. read B. am reading C. was reading D. would read
A. A
B. B
C. C
D. D
【单选题】
24.In fact, my parents are not only kind to me, but also strict ________ me. A. at B. to C. for D. with
A. A
B. B
C. C
D. D
【单选题】
25. The boy_____ a yellow sweater can_____ himself now. A. wearing; dress B. putting on; wear C. put on; dress D. dressing;
A. A
B. B
C. C
D. D
【单选题】
( ) 26. Where does the writer of "The little Prince" come from? A.England. B.France. C.America. D.China.
A. A
B. B
C. C
D. D
【单选题】
( ) 27. What does the prince do after the fox tells him a secret? A.He cares more about a flower and a sheep. B.He meets many more strange adults on other planets. C.He realizes his love for the rose and he goes back to his planet.   D.He discovers interesting things such as a snake, other roses and a fox.
A. A
B. B
C. C
D. D
【单选题】
( ) 28. What does "The little Prince" mainly talk about? It' s about _________. A.the adult world B.the planet B -612 C.a rose and a fox D.the adventure of a young
A. A
B. B
C. C
D. D
【单选题】
( ) 29. When a baseball player hits the ball, he must ______ to get a point. A. run to each base freely B. touch the home plate first C. touch all the bases with his hands D. run to each base in order and touch it with his foot
A. A
B. B
C. C
D. D
【单选题】
( ) 30. When was the importance of touching all the bases shown? A. Before the baseball rules made. B. At the end of the 1974 baseball seasons. C. At the start of the 1974 baseball seasons. D. In the second week of 1974.
A. A
B. B
C. C
D. D