【多选题】
贷前调查的主要对象是___。
A. 借款人
B. 保证人
C. 抵(质)押人
D. 抵(质)押物
E. 贷款安全性
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相关试题
【多选题】
借款需求分析对银行的意义在于___
A. 帮助银行有效地评估风险
B. 帮助银行确定合理的贷款结构与贷款利率
C. 为公司提供融资方面的合理建议
D. 确定贷款总供给量
E. 帮助银行增加盈利
【多选题】
银行进行项目评估时，通常从___方面对项目建设的必要性进行评估。
A. 项目产品市场情况分析
B. 贷款项目是否符合国家整体布局和地区经济结构的需要
C. 贷款项目是否符合国家产业政策
D. 项目产品的竞争力分析
E. 贷款项目是否符合地区经济结构的需要
【多选题】
下列选项中，属于项目宏观背景分析的有___
A. 项目建设是否符合国家的产业政策、技术政策
B. 投资者目前市场占有率
C. 企业财务状况
D. 是否符合国家或行业(地区)的社会经济发展规划
E. 替代品的价格
【多选题】
在抵押期间，银行若发现抵押人对抵押物使用不当或保管不善，足以使抵押物价值减少，或已使抵押物价值减少时，其拥有的权利包括___。
A. 要求抵押人停止其行为
B. 要求抵押人恢复抵押物价值
C. 提供与减少的价值相等的担保
D. 只能在抵押人因损害而得到赔偿范围内要求提供担保
E. 只能要求抵押物未减少的部分作为债权的担保
【多选题】
下列关于质物、质押权利合法性的说法，正确的有___。
A. 所有权、使用权不明或有争议的动产，法律规定禁止流通的动产不得作为质物
B. 凡出质人以权利凭证出质的，必须对出质人提交的权利凭证的真实性、合法性和有效性进行确认
C. 凡发现质押权利凭证有伪造、变造迹象的，应重新确认
D. 以海关监管期内的动产作质押的，需由负责监管的海关出具同意质押的证明文件
E. 非流通股可设定质押
【多选题】
下列财产中不得抵押的有___。
A. 土地所有权
B. 抵押人所有的房屋和其他地上定着物
C. 耕地、宅基地、自留地、自留山
D. 学校、幼儿园、医院的教育设施、医疗卫生设施
E. 抵押人依法承包并经发包方同意抵押的荒山、荒沟、荒滩等荒地
【多选题】
根据我国《担保法》对保证人资格的明确规定，以下说法中，正确的有___
A. 《担保法》规定企业法人的分支机构或职能部门在任何情况下都不能做保证人
B. 《担保法》规定医院、学校等以公共利益为目的的事业单位、社会团体不得作保证人
C. 《担保法》规定企业法人的分支机构或职能部门不能做保证人，企业法人的分支机构有该法人书面授权的，可以在授权范围内提供保证
D. 《担保法》规定政府及其所属部门不得为他人提供担保
E. 金融机构具有较强代为清偿能力的，可以接受为保证人
【多选题】
根据我国《担保法》的规定，保证人___
A. 必须具有民事行为能力
B. 必须具有代为履行主债务的资力
C. 不得为医院、学校等以公共利益为目的的事业单位
D. 不可以为自然人
E. 不得为企业法人的职能部门
【多选题】
对于企业管理水平的分析，主要包括___。
A. 管理人员的业务素质
B. 机构的设置及合理性
C. 经营管理方面的主要业绩
D. 企业的劳动力结构和层次
E. 已实施投资项目的管理情况
【多选题】
贷款质押是物的担保的一种重要形式，一般商业银行不可接受的财产质押包括___
A. 依法可以转让的基金份额、股权
B. 汇票、支票、本票、债券
C. 珠宝、首饰
D. 租用的财产
E. 字画、文物
【多选题】
贷款期限的审定要点有___。
A. 贷款期限应与借款人资产转换周期相匹配
B. 贷款期限应符合相应授信品种有关期限的规定
C. 贷款期限一般应控制在借款人相应经营的有效期限内
D. 贷款期限应与借款人的风险状况及风险控制要求相匹配
E. 贷款期限应与其他特定还款来源的到账时间相匹配
【多选题】
在满足借款合同用款前提条件的情况下，无正当理由或借款人没有违约，___。
A. 银行必须按借款合同的约定按时发放贷款
B. 银行不按时发放贷款是违约行为
C. 银行不按时发放贷款，自身不会遭受任何损失
D. 银行不按时发放贷款，可能影响借款人的生产经营计划
E. 银行不按时发放贷款，可能影响贷款的正常收回
【多选题】
银行可以对借款人采取终止提款措施的情况包括___。
A. 挪用贷款
B. 未按合同规定清偿贷款本息
C. 违反国家政策法规，使用贷款进行非法经营
D. 其他影响企业偿债能力的违约情况
E. 用于临时周转的款项
【多选题】
商业银行在坚持“区别对待，择优扶植”的原则时，要做到___。
A. 贷款的发放和使用应当符合相关的法律法规
B. 贷款的投向应当突出重点
C. 根据企业的经营管理和经济效益选择贷款对象
D. 严格区分企业的优劣
E. 接程序办理贷款
【多选题】
挪用贷款的情况一般包括___。
A. 用贷款进行股本权益性投资
B. 用贷款进行有价证券、期货等投机经营
C. 未依法取得经营房地产资格的借款人使用贷款经营房地产业务
D. 套取贷款，相互借贷以获取非法收人
E. 借款企业挪用流动资金进行基本建设或用于财政性开支或用于弥补企业亏损
【多选题】
加强合同管理的实施要点有___。
A. 修订和完善贷款合同等协议文件
B. 建立完善有效的贷款合同管理制度
C. 加强贷款合同规范性审查管理
D. 实施履行监督、归档、检查等管理措施
E. 做好有关配套和支持工作
【多选题】
贷款人出现任何违约事件，银行有权分别或同时采取下列哪些措施?___
A. 要求借款人限期纠正违约事件
B. 停止借款人提款或取消借款人尚未提用的借款额度
C. 宣布贷款合同项下的借款本息全部立即到期，根据合同约定立即从借款人在银行开立的存款账户中扣款用于偿还被银行宣布提前到期的所欠全部债务
D. 宣布借款人在与银行签订的其他贷款合同项下的借款本息立即到期，要求借款人立即偿还贷款本息及费用
E. 向人民法院提起诉讼
【多选题】
在抵押期间，银行经办人员对抵押物检查时应___。
A. 定期检查抵押物的存续状况、占有、使用、转让、出租等处置行为
B. 发现抵押物价值非正常减少，应及时查明原因并采取有效措施
C. 如发现抵押人的行为将造成抵押物价值减少，应要求抵押人停止担保
D. 如抵押人行为已造成抵押物价值减少，应要求抵押人恢复抵押物的价值
E. 如抵押人无法完全恢复抵押物的价值，应要求抵押人停止担保
【多选题】
同一财产向两个以上债权人抵押的，拍卖、变卖抵押财产所得的价款按照规定清偿。下列说法正确的是___。
A. 登记顺序不同的，按照债权比例清偿
B. 抵押权已登记的先于未登记的受偿
C. 抵押权已登记的，按照登记的先后顺序清偿
D. 登记顺序相同的，按照债权比例清偿
E. 抵押权未登记的，按照债权比例清偿
【多选题】
根据《商业银行授信工作尽职指引》，影响客户资信的重大事项包括___。
A. 外部政策变动
B. 客户组织结构、股权或主要领导人发生变动
C. 客户的担保超过所设定的担保警戒线
D. 客户财务收支能力发生重大变化
E. 客户涉及重大诉讼
推荐试题
【单选题】
An administrator enables vSphere High Availability (HA) on an existing cluster with a large number of hosts and virtual machines. The administrator notices that the setup of vSphere HA on some of the hosts is failing. What step, if taken, might resolve this issue?___
A. Increase the value of the config.vpxd.das.electionWaitTimeSec setting.
B. Set the value of vpxd.das.aamMemoryLimit to 256.
C. Set the value of the das.useDefaultIsolationAddress setting to False.
D. Increase the value of the das.iostatsinterval setting.
【单选题】
An ESXi 6.x host consists of 24 logical cores. Hyperthreading is enabled on the host. What is the maximum number of vCPUs that can be assigned to a virtual machine on this host?___
A. 24
B. 48
C. 64
D. 128
【单选题】
By default, each ESXi 6.x host is provisioned with a certificate from which root certificate authority?___
A. RedHat Certificate Authority
B. VMware Certificate Authority
C. DigiCert Certificate Authority
D. Verisign Certificate Authority
【单选题】
An administrator is adding an NFS datastore as shown in the Exhibit. What is the purpose of the Servers to be added list?___
A. It contains the IP addresses of the NFS Storage Server to provide multipathing capability.
B. It contains the IP addresses of the ESXi hosts that mount the datastore.
C. It contains the IP addresses used for
D. ynamic Discovery of targets.
【单选题】
An administrator reports that the System Event log data is only available for 24 hours when reviewing the Hardware Status tab. Which condition could be responsible for the loss of data?___
A. A Reset event log was executed.
B. The statistical collection level was set to a value of 1.
C. The boot disk of the host is corrupt.
D. Syslog has been configured at the vCenter Server level.
【单选题】
During an upgrade, the ESXi 6.x installer finds an existing version of ESXi and a VMFS3 volume. No virtual machines exist on the host or VMFS3 volume. The requirement is to upgrade to VMFS5. Which option should be chosen to meet this requirement?___
A. Upgrade ESXi and preserve the VMFS datastore
B. Install ESXi and preserve the VMFS datastore
C. Install ESXi and overwrite the VMFS datastore
D. Upgrade
E. SXi and overwrite the VMFS datastore
【单选题】
A vSphere 6.x Standard Switch is configured with 4 virtual machine portgroups, as shown in the exhibit. Which portgroup would be utilized by default when creating a new virtual machine?___
A. Access Network
B. DMZ Network
C. VM Network
D. Virtual Machine Network
【单选题】
Which vSphere 6.x feature will allow an organization to utilize native snapshots?___
A. Virtual Volumes
B. Virtual SAN
C. VMFS3
D. VMFS5
【单选题】
An administrator is creating a new vSphere Distributed Switch that will be utilized with a specific vSphere Cluster. The cluster itself contains a mix of ESXi 5.x and 6.x Hosts. Which Distributed Switch version should be created to support this configuration?___
A. Distributed Switch: 6.0.0
B. Distributed Switch: 5.0.0
C. Distributed Switch: 5.1.0
D. Distributed Switch: 5.5.0
【单选题】
Which load balancing policy, previously limited to vSphere Distributed Switches, is now available on vSphere Standard Switches with vSphere 6.x?___
A. Route based on physical NIC workload
B. Route based on IP Hash
C. Route based on the originating virtual port
D. Route based on Source MAC Hash
【单选题】
A storage administrator is not seeing full utilization of all bandwidth from an ESXi host. The vSphere administrator observes the adapter details, as shown in the Exhibit. What is the probable cause of this issue?___
A. Another path needs to be used to allow full utilization of the bandwidth.
B. The array is not setup to use the correct multipathing policy.
C. There are no virtual machines on the host.
D. No traffic is being sent across it because a path failed.
【单选题】
A storage administrator is not seeing full utilization of all bandwidth from an ESXi host. The vSphere administrator observes the adapter details, as shown in the Exhibit. What is the probable cause of this issue?___
A. Another path needs to be used to allow full utilization of the bandwidth.
B. The array is not setup to use the correct multipathing policy.
C. There are no virtual machines on the host.
D. No traffic is being sent across it because a path failed.
【单选题】
An administrator has just completed performing an interactive installation of ESXi 6.x and is booting the host. How is the network initially configured?___
A. The network is configured by Automatic Private IP Addressing (APIPA).
B. The network is configured based on the settings detected in DNS.
C. The network is configured with the address as specified in the installer.
D. The network is automatically configured by DHCP.
【单选题】
You have just installed an ESXi 6.x Host. As part of your company security regulations, a security banner must be presented on the console of the host. How can this action be accomplished?___
A. Configure the Advanced Settings > Annotations screen of the ESXi host.
B. This is configured from the Direct Console User Interface configuration menu.
C. It is not possible to configure a security banner for the ESXi host.
D. From vCenter Server, this setting is configured globally in the vCenter Server configuration.
【单选题】
An administrator is only able to see the Health Badge when using the vRealize Operations user interface. What is the likely cause of this behavior?___
A. The vRealize Operations Foundation License is in use.
B. The vmware-sps service failed to start.
C. The vRealize Operations Standard License is in use.
D. The vmware-rbd-watchdog service failed to start.
【单选题】
An administrator has configured an alarm to be notified when a virtual machine meets either of these conditions: <High virtual CPU> <High active memory consumption.> <The alarm is only triggering when both of the conditions are met.> What can be done to correct the alarm behavior?___
A. Edit the alarm and select Trigger if ANY of the following conditions are satisfied.
B. Edit the alarm and select Trigger if ALL of the following conditions are satisfied.
C. Create two separate alarms, one for CPU and one for memory and link them together with ESXCLI.
D. Delete the existing alarm and create a new event based alarm.
【单选题】
An administrator creates an ESXi cluster using vSphere Auto Deploy. The ESXi hosts are configured to get a management IP address from a DHCP server. The administrator needs to troubleshoot the management network on one of the hosts. Which DCUI option should the administrator use to renew the DHCP lease? ___
A. Restart Management Network
B. Restore Network Settings
C. Test Management Network
D. Configure Management Network
【单选题】
An administrator is attempting to restore a number of files in a directory within the Operating System of a virtual machine. How can the administrator restore the files from a previous backup? ___
A. Use the File Level Restore option from the selected backup of the virtual machine in the vSphere Web Client.
B. Connect to the File Level Restore tool from a web browser in the virtual machine.
C. Connect to the File Level Restore tool from the VMware
D. ata Protection appliance.
【单选题】
After selecting an object in vRealize Operations, how can a user compare the badge values of related child objects? ___
A. Use the Scoreboard tab
B. Use the Relationship tab
C. Use the Members tab
D. Use the Overview tab
【单选题】
You want to deploy a vApp and dynamically assign IP addresses without a DHCP server on the network. Which action would you take to accomplish this task? ___
A. Enable IP pools.
B. Configure a local DHCP server in the vApp.
C. Enable NAT on the vApp router.
D. Configure the guest OS for workgroup and WINS.
【单选题】
What is the optimal configuration when building a virtual machine for a single-threaded Windows application? ___
A. Deploy single-threaded applications on uniprocessor virtual machines.
B. Deploy single-threaded applications on symmetric multi-processor virtual machines.
C. Tune single-threaded applications to take advantage of symmetric multi-processor resources.
D. Tune Single-threaded applications at the hypervisor level.
【单选题】
An administrator has created the resource pool configuration shown in the Exhibit. Based on the exhibit, which virtual machine(s) can be successfully powered on? ___
A. VM-M1 only
B. VM-K1 only
C. VM-K1 and VM-K2 only
D. VM-K1, VM-K2, and VM-M1
【单选题】
Which vSphere 6 Enterprise Edition feature will allow an organization to ensure that critical multi-threaded applications have the maximum possible uptime? ___
A. Fault Tolerance
B. High Availability
C. Distributed Resource Scheduler
D. App HA
【单选题】
An administrator has a virtual machine that requires four times the compute resources than other virtual machines on the same ESXi 6.x host. How should the administrator configure the virtual machine settings, in order to be prepared for any resource contention? ___
A. Set the shares of the priority virtual machine to High and the rest to Low.
B. Set the shares of the priority virtual machine to High.
C. Set the shares of the priority virtual machine to High and the rest to Normal.
D. Set the shares of the priority virtual machine to Normal and the rest to Low.
【单选题】
Which type of Adapter does not require vmkernel networking? ___
A. Independent Hardware iSCSI Adapter
B. Dependent Hardware iSCSI Adapter
C. Software iSCSI Adapter
D. Software FCoE Adapter
【单选题】
During the installation of ESXi 6.0, the following error message is reported: Hardware Virtualization is not a feature of the CPU, or is not enabled in the BIOS. Which condition would generate this message? ___
A. LAHF/SAHF is not enabled in the BIOS.
B. NX/XD is not enabled in the BIOS.
C. SSE3 is not enabled in the BIOS.
D. Hyperthreading is not enabled in the BIOS.
【单选题】
An administrator is unable to login to vCenter Server when using the vSphere web client. The administrator successfully accessed vCenter Server using the client earlier the same day. What is the most appropriate first step the administrator should take to resolve this issue? ___
A. Verify the web browser being used has Adobe Flash plugin version 11.5 or later
B. Verify the vCenter Single Sign-On service is running on the vCenter Server
C. Verify the vSphere Web Server service is running on the vCenter Server
D. Verify the administrator has permissions configured in vCenter Server
【单选题】
An administrator has configured an alarm to be notified when a virtual machine meets two conditions: <high virtual CPU> <high active memory consumption> The alarm is malfunctioning and triggering when either condition is met instead of both. What can be done to correct the issue? ___
A. Edit the alarm and select Trigger if ALL of the following conditions are satisfied.
B. Edit the alarm and select Trigger if ANY of the following conditions are satisfied.
C. Create two separate alarms, one for CPU and one for memory.
D. Delete the existing alarm and create a new event based alarm.
【单选题】
What must be enabled to ensure that VM Component Protection (VMCP) works in a High Availability cluster? ___
A. VMware Tools Virtual Machine Communication Interface (VMCI)
B. Fault Tolerance
C. Atomic Test and Set (ATS)
D. All Paths Down (APD) Timeout
【单选题】
An administrator wants to add a web server to an existing multi-tier application consisting of three virtual machines: <A web server> <A database server An application server> The web server should be added to the application when the primary web server reaches: <70% vCPU utilization> <55% active memory> Which option will achieve this result? ___
A. Create a virtual machine alarm with an action to run a script that starts a new instance of the web server.
B. Create a host cpu and memory alarm with an action to run a script that starts a new instance of the webserver.
C. Configure HA application monitoring for the web server and set it to trigger deployment of a new instance of the web server.
D. Configure Fault Tolerance on the virtual machine and leave the secondary machine disabled until needed.
【单选题】
An administrator has an application that requires connection directly to PCI devices through a virtual machine. What is a limitation of this configuration? ___
A. Devices must be reserved for PCI passthrough on at least one host on which the virtual machine will run.
B. Snapshots are not supported with DirectPath I/O passthrough devices.
C. A maximum of 18 PCI vSphere
D. irectPath devices can be added to a virtual machine.
【单选题】
The vSphere administrator is configuring directory services for an ESXi host: What should the vSphere administrator do to configure the host to use CAM services? ___
A. Check the Use vSphere Authentication Proxy checkbox.
B. Set Select Directory Service Type to CAM services.
C. Specify CAM$ for the
D. omain.
【单选题】
Which statement is true regarding the licensing of vCenter Server? ___
A. The license for vCenter Server must be provided at the time of installation.
B. Changing the license assigned to vCenter Server requires a restart of the vCenter Server service.
C. Virtual machines can still be powered on if the vCenter Server license expires.
D. Licensing for a single vCenter Server installation is determined by the number of managed virtual machines.
【单选题】
When configuring vSphere Replication for a virtual machine, what is the lowest Recovery Point Objective (RPO) that can be selected? ___
A. 1 min
B. 5 min
C. 10 min
D. 15min
【单选题】
A developer needs to create a multi-tier development stack for a home lab. Which vSphere product will support the architecture required for the least software cost? ___
A. vSphere Hypervisor
B. vSphere Essentials
C. VMware Player
D. VMware Workstation
【单选题】
An administrator is installing Windows into a virtual machine. The DVD has been mounted on the Host and configured for the virtual machine as shown in the Exhibit. Based on the exhibit, when the virtual machine is booted, why would it attempt to search for a PXE server? ___
A. The CD/DVD device is not connected.
B. The ISO is in the incorrect storage location.
C. The OS minimum requirements have not been met.
D. The CD/DVD device is not set to Client Device.
【单选题】
What component must be installed prior to deploying a vCenter Server in vSphere 6.x? ___
A. vCenter Identity Services
B. Platform Services Controller
C. vCenter Single Sign-On
D. Client Integration Plug-In
【单选题】
What is a valid plug-in status for a plug-in that has been added to a vSphere client? ___
A. Disabled
B. Unknown
C. Stopped
D. Installed
【单选题】
Users of an application are reporting performance issues. The following performance values are observed in the vSphere Web Client: <Host CPU utilization is 90%> <Virtual Machine memory utilization is consistently greater than 90% CPU Ready values are higher than 20%> What could be the cause of the application performance issue? ___
A. The host is lacking the CPU resources required to meet the demand.
B. The host is lacking the memory resources required to meet the demand.
C. The virtual machine is lacking the CPU resources required to meet the demand.
D. The virtual machine is lacking the memory resources required to meet the demand.
【单选题】
An administrator creates an ESXi cluster using vSphere Auto Deploy. The ESXi hosts are configured to get a management IP address from a DHCP server. The administrator needs to troubleshoot the management network on one of the hosts. Which DCUI option should the administrator use to renew the DHCP lease? ___
A. Restart Management Network
B. Restore Network Settings
C. Test Management Network
D. Configure Management Network
