【判断题】
杜邦分析体系是利用各主要财务比率之间的内在联系,综合分析企业财务状况的方法。建立财务分析指标体系
A. 对
B. 错
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答案
A
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【判断题】
沃尔比重评分法是将选定的财务比率用线性关系联系起来,并分别给定各自的分数比重,然后通过与标准比重进行比较,确定各项指标的得分及总体指标的累积分数,从而对企业的信用水平做出评价的方法
A. 对
B. 错
【填空题】
boost prospect calculate accelerate promote mystery destruction analysis insight barrier 1 In our class,most discussions and activities take place in assigned small groups,These groups provide a supportive and safe environment that () learning
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【单选题】
公务卡新开卡,需申请交易密码时,密码类型选为___,输入新的密码。
A. 申请密码
B. 预借现金密码
C. 查询密码
D. 交易密码
【单选题】
公务卡还款时,如遇银联故障或通讯超时,但我行核心系统已记账成功,需做___。
A. 申请还款
B. 还款确认交易
C. 还款撤销处理
D. 应联系客户确认入帐
【单选题】
取现透支累计金额不允许超出信用额度的___。
A. 40%
B. 50%
C. 60%
D. 80%
【单选题】
N、申请销户___天内,公务卡内仍可做还款交易,但不能取现透支。
A. 10
B. 15
C. 30
D. 45
【单选题】
公务卡最后还款日为2015年6月4日,则自扣日为___
A. 2015年6月4日
B. 2015年6月5日
C. 2015年6月6日
D. 2015年6月7日
【单选题】
公务卡CVV2:卡片背面签名栏上紧跟卡号末四位号码的___位数字,用作安全认证
A. 一
B. 二
C. 三
D. 四
【单选题】
公务卡每卡每日累计透支支取不得超过()元,取现透支累计金额不允许超出信用额度的___。
A. 2000 50%
B. 3000 20%
C. 2000 30 %
D. 5000 100%
【单选题】
公务卡明细查询柜面可查询打印最近___个月的账单明细。
A. 3
B. 6
C. 9
D. 12
【单选题】
账单日至到期还款日之间的天数即为账单宽限期。本行账单宽限期为___ 天。
A. 25
B. 26
C. 27
D. 28
【单选题】
公务卡预借现金需支付利息,即自预借现金记账日起,以本金的___按日计息,至完全付清该笔款项为止。
A. 万分之一
B. 万分之三
C. 万分之五
D. 万分之十
【单选题】
公务卡挂失手续费为___
A. 15
B. 20
C. 25
D. 免费
【单选题】
公务卡违约金为持卡人未在到期还款日前偿还最低还款额而向银行支付的罚金。目前我行的收费标准为___
A. 最低还款额未还部分的5%,最低5元,最高1000元
B. 最低还款额未还部分的10%,最低5元,最高500 元
C. 最低还款额未还部分的5%,最低5元,最高500 元
D. 最低还款额未还部分的10%,最低5元,最高1000 元
【单选题】
目前我行公务卡收费标准中,短信费收取标准为___
A. 3元/月
B. 5元/月
C. 10元/月
D. 免费
【单选题】
公务卡的还款顺序为___,上期有欠款时,先还上期,再还本期。
A. 利息 、费用、预借现金、消费
B. 利息 、消费、费用、预借现金
C. 预借现金、利息 、费用、消费
D. 费用、预借现金、消费、利息
【单选题】
公务卡还款撤销( )隔日交易作撤销处理,( )由原还款交易柜员发起。___
A. 可、必须
B. 不可、必须
C. 可、不一定
D. 不可、不一定
【单选题】
在进行公务员卡补卡交易时,例张三丰,凸字姓名应为___
A. ZHANG/SAN FENG/
B. ZHANG/SAN FENG
C. ZHANG SANF ENG
D. ZHANG/SANFENG/
【单选题】
公务卡的有效期为___
A. 永久有效
B. 3年
C. 5年
D. 10年
【单选题】
公务卡卡号由16位数字组成,第1-6位为___
A. 地区代码
B. 卡种类
C. 顺序号
D. BIN号
【单选题】
如客户在3月26日申请一笔20万按季分摊一期的一次性现金分期业务,则该笔现金分期首期分摊日应为现金分期请款后第( )个账单日。___
A. 一
B. 二
C. 三
D. 四
【单选题】
在公务卡激活业务操作中,18位身份证号码只验证___,其他输入项自动与申请资料核对,如不符则提示不成功。
A. 后6位
B. 后4位
C. 去掉末尾前的6位
D. 去掉末尾前的4位
【单选题】
卡片状态为___状态的,最终结清时不能做还款交易,系统自动给予相应提示。
A. 激活
B. 挂失
C. 申请销户
D. 换卡
E. 未激活
【单选题】
公务卡还款交易码___
A. 7105
B. 7103
C. 7101
D. 7104
【单选题】
高先生在我行办理了公务卡,额度为20000元,收到卡后他往卡内存了5000元现金,请问高先生在未来单日最高可取现额度和累计取现额度分别为多少___
A. 2000元和10000元
B. 5000元和20000元
C. 7000元和15000元
D. 10000元和20000元
【单选题】
当公务卡现金分期累计违约次数达到( )次时,现金分期尚未分摊的余额将一次性记入其公务卡账户,不再按照原规则进行按期分摊,持卡人在下一账单日的最后还款日前全额归还。___
A. 1
B. 2
C. 3
D. 4
【单选题】
挂牌利率一次性支取的定期存款,起存金额___,多存不限。
A. 1元
B. 10元
C. 50元
D. 100元
【单选题】
定期部提的次数有几次?___
A. 不能部提
B. 一次
C. 二次
D. 没有次数限制
【单选题】
整存整取定期储蓄转账开户时,转账金额超过___元,需提供转出人身份证件并进行联网核查。
A. 1万
B. 5万
C. 10万
D. 50万
【单选题】
整存整取起存金额___
A. 10元
B. 20元
C. 50元
D. 100元
【单选题】
通知存款需一次存入,个人通知存款的起存金额为___万元。
A. 1
B. 2
C. 5
D. 10
【单选题】
定活两便起存金额___元。
A. 50
B. 100
C. 500
D. 1000
【单选题】
以下关于定活两便说法正确的是___
A. 存期不满三个月,按活期利率的六折计算
B. 存期三个以上(含),不满半年的,按存入日定期三个月利率打六折
C. 存期满半年(含),不满一年的,按存入日是定期半年利率打六折
D. 定活两便不支持部提
【单选题】
支取日定期整存整取三个月存款利率打___计算。
A. 八折
B. 七折
C. 六折
D. 五折
【单选题】
定活两便存期一年以上,利率为___
A. 按支取日定期整存整取一年期存款利率打六折计算
B. 按支取日定期整存整取一年期存款利率计算
C. 按存款日定期整存整取一年期存款利率打六折计算
D. 按存款日定期整存整取一年期存款利率计算
【单选题】
S.零存整取起存金额___元
A. 5
B. 10
C. 50
D. 100
【单选题】
零存整取___起存,最高( ),每月存入一次,每次必须以约定的金额存入。
A. 5元,100万
B. 10元,100万
C. 5元,不限
D. 10元,不限
【单选题】
个人零存整取的存期分___三个档次,凭证为存折。
A. 一年、两年、三年
B. 一年、三年、五年
C. 两年、四年、六年
D. 两年、三年、五年
【单选题】
我行零存整取定期储蓄计息方法为“日积数计息”法:利息=累计计息积数×日利率,其中累计计息积数=账户每日余额合计数,日利率为___。
A. 日利率(‰)=年利率(%)÷360=月利率(‰)÷30
B. 日利率(‰)=年利率(%)÷365=月利率(‰)÷30
C. 日利率(‰)=年利率(%)÷360=月利率(‰)
D. 日利率(‰)=年利率(%)÷365=月利率(‰)
【单选题】
关于零存整取的说法正确的是___
A. 50元起存
B. 每月存入一次,每次以约定的金额存入
C. 存期可分为一年、二年、三年三个档次
D. 凭证可为金融IC卡
【单选题】
零存整取漏存一次可在次月补齐,未补存或漏存次数超过___次的视为违约。
A. 一
B. 二
C. 三
D. 五
【单选题】
个人零存整取的存期分一年、三年、五年三个档次,仅限___。
A. 存折
B. 金融IC卡
C. 白金卡
D. 市民卡